WO2002005057A3 - Settlement system and method using cyber money - Google Patents

Settlement system and method using cyber money Download PDF

Info

Publication number
WO2002005057A3
WO2002005057A3 PCT/KR2001/001184 KR0101184W WO0205057A3 WO 2002005057 A3 WO2002005057 A3 WO 2002005057A3 KR 0101184 W KR0101184 W KR 0101184W WO 0205057 A3 WO0205057 A3 WO 0205057A3
Authority
WO
WIPO (PCT)
Prior art keywords
settlement
user
cyber money
loan limits
money
Prior art date
Application number
PCT/KR2001/001184
Other languages
French (fr)
Other versions
WO2002005057A2 (en
Inventor
Jung-Han Chae
Original Assignee
Jung-Han Chae
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Jung-Han Chae filed Critical Jung-Han Chae
Priority to AU2001271093A priority Critical patent/AU2001271093A1/en
Publication of WO2002005057A2 publication Critical patent/WO2002005057A2/en
Publication of WO2002005057A3 publication Critical patent/WO2002005057A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising

Abstract

Disclosed is a settlement system and method using cyber money. When a settlement request and corresponding money are input by a user terminal, settlement states are determined acording to loan limits assigned to the user"s account, and when a request for expanding the loan limits is provided by the user terminal in the case the settlement money is greater than the loan limits, the loan limits assigned to the user"s account is expanded. When the settlement is possible within the initial loan limits or the loan limits are expanded, the settlement is executed within the loan limits using the cyber money. After this, an advertisement is transmitted to the user terminal through which the cyber money is loaned to the user, and when an advertisement receipt confirmation signal is transmitted by the user terminal, a predetermined portion of the cyber money loaned by the user is returned.
PCT/KR2001/001184 2000-07-10 2001-07-10 Settlement system and method using cyber money WO2002005057A2 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU2001271093A AU2001271093A1 (en) 2000-07-10 2001-07-10 Settlement system and method using cyber money

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
KR20000039395 2000-07-10
KR2000/39395 2000-07-10

Publications (2)

Publication Number Publication Date
WO2002005057A2 WO2002005057A2 (en) 2002-01-17
WO2002005057A3 true WO2002005057A3 (en) 2002-06-20

Family

ID=19677214

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/KR2001/001184 WO2002005057A2 (en) 2000-07-10 2001-07-10 Settlement system and method using cyber money

Country Status (3)

Country Link
KR (1) KR100444213B1 (en)
AU (1) AU2001271093A1 (en)
WO (1) WO2002005057A2 (en)

Families Citing this family (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20020026490A (en) * 2002-01-09 2002-04-10 문병철 Online and offline point reserve operation management method applying financial transaction system
KR20020037305A (en) * 2002-03-21 2002-05-18 정재욱 System for refunding a lending interest and method for the same
KR20040019619A (en) * 2002-08-28 2004-03-06 주식회사 사이드인포 Electronic commerce method using lendable electronic money
US7603131B2 (en) 2005-08-12 2009-10-13 Sellerbid, Inc. System and method for providing locally applicable internet content with secure action requests and item condition alerts
US8843931B2 (en) 2012-06-29 2014-09-23 Sap Ag System and method for identifying business critical processes
KR102169803B1 (en) * 2019-03-15 2020-10-26 주식회사 다날 Deficit account based payment processing agent service apparatus considering micropayment limit and operating method thereof
JP6889449B1 (en) * 2020-02-14 2021-06-18 会計バンク株式会社 Non-point group-issued non-cash payment means information management device, non-point group-issued non-cash payment means information management device control method and non-point group-issued non-cash payment means information management program

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6014634A (en) * 1995-12-26 2000-01-11 Supermarkets Online, Inc. System and method for providing shopping aids and incentives to customers through a computer network
US6029150A (en) * 1996-10-04 2000-02-22 Certco, Llc Payment and transactions in electronic commerce system
KR20000054200A (en) * 2000-05-26 2000-09-05 주진용 Advertising method on internet using credit card approval system
JP2001117847A (en) * 1999-10-22 2001-04-27 Fan Communications Inc Network advertisement distribution management and point return system

Family Cites Families (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20000024519A (en) * 2000-02-18 2000-05-06 신덕수 Internet bannner advertisement method

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6014634A (en) * 1995-12-26 2000-01-11 Supermarkets Online, Inc. System and method for providing shopping aids and incentives to customers through a computer network
US6029150A (en) * 1996-10-04 2000-02-22 Certco, Llc Payment and transactions in electronic commerce system
JP2001117847A (en) * 1999-10-22 2001-04-27 Fan Communications Inc Network advertisement distribution management and point return system
KR20000054200A (en) * 2000-05-26 2000-09-05 주진용 Advertising method on internet using credit card approval system

Also Published As

Publication number Publication date
AU2001271093A1 (en) 2002-01-21
WO2002005057A2 (en) 2002-01-17
KR100444213B1 (en) 2004-08-16
KR20020005995A (en) 2002-01-18

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