WO2001013297A3 - Method for conducting financial transactions over a wide area network - Google Patents

Method for conducting financial transactions over a wide area network Download PDF

Info

Publication number
WO2001013297A3
WO2001013297A3 PCT/US2000/021686 US0021686W WO0113297A3 WO 2001013297 A3 WO2001013297 A3 WO 2001013297A3 US 0021686 W US0021686 W US 0021686W WO 0113297 A3 WO0113297 A3 WO 0113297A3
Authority
WO
WIPO (PCT)
Prior art keywords
server
customer computer
area network
transaction
wide area
Prior art date
Application number
PCT/US2000/021686
Other languages
French (fr)
Other versions
WO2001013297A2 (en
Original Assignee
Merchantonline Com Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Merchantonline Com Inc filed Critical Merchantonline Com Inc
Priority to AU68976/00A priority Critical patent/AU6897600A/en
Publication of WO2001013297A2 publication Critical patent/WO2001013297A2/en
Publication of WO2001013297A3 publication Critical patent/WO2001013297A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"

Abstract

Information is purchased by a customer computer (18) using a browser (19) over a wide area network (16), such as the Internet, from a fee-based information page of an information provider server (10). The information is relayed between the fee-based information page and the customer computer (18) through a web relay server (26) without revealing the identity of the fee-based information page to the customer computer (18), and without revealing the identity of the customer computer (18) to the information provider server (10). Before the transaction can be completed, the customer computer (18), the information provider server (10), and the web relay server (26) must register with the transaction server (14), establishing accounts represented by data stored in a database (20) of the transaction server (14). An electronic funds transaction is accomplished by modifying this data. Alternately, a product may be purchased from a vendor server (10, 154) without using the web relay server (26).
PCT/US2000/021686 1999-08-14 2000-08-08 Method for conducting financial transactions over a wide area network WO2001013297A2 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU68976/00A AU6897600A (en) 1999-08-14 2000-08-08 Method for conducting financial transactions over a wide area network

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US37484099A 1999-08-14 1999-08-14
US09/374,840 1999-08-14

Publications (2)

Publication Number Publication Date
WO2001013297A2 WO2001013297A2 (en) 2001-02-22
WO2001013297A3 true WO2001013297A3 (en) 2002-02-21

Family

ID=23478404

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2000/021686 WO2001013297A2 (en) 1999-08-14 2000-08-08 Method for conducting financial transactions over a wide area network

Country Status (2)

Country Link
AU (1) AU6897600A (en)
WO (1) WO2001013297A2 (en)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FI20011134A (en) * 2001-05-31 2002-12-01 Portalify Oy Methods and systems for providing and charging for services in a telecommunications network
FI20012044A (en) * 2001-10-22 2003-04-23 Portalify Oy Procedure and telecommunication networks to offer and bill for services

Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0844577A2 (en) * 1996-11-25 1998-05-27 Allyn M. Shell Multi-level marketing computer network server
US5931917A (en) * 1996-09-26 1999-08-03 Verifone, Inc. System, method and article of manufacture for a gateway system architecture with system administration information accessible from a browser

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5931917A (en) * 1996-09-26 1999-08-03 Verifone, Inc. System, method and article of manufacture for a gateway system architecture with system administration information accessible from a browser
EP0844577A2 (en) * 1996-11-25 1998-05-27 Allyn M. Shell Multi-level marketing computer network server

Also Published As

Publication number Publication date
AU6897600A (en) 2001-03-13
WO2001013297A2 (en) 2001-02-22

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