WO2000033164A2 - System and method for motivating submission of conditional purchase offers - Google Patents
System and method for motivating submission of conditional purchase offers Download PDFInfo
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- WO2000033164A2 WO2000033164A2 PCT/US1999/028818 US9928818W WO0033164A2 WO 2000033164 A2 WO2000033164 A2 WO 2000033164A2 US 9928818 W US9928818 W US 9928818W WO 0033164 A2 WO0033164 A2 WO 0033164A2
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- WIPO (PCT)
- Prior art keywords
- buyer
- conditional purchase
- purchase offer
- seller
- product
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/24—Credit schemes, i.e. "pay after"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/403—Solvency checks
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F9/00—Details other than those peculiar to special kinds or types of apparatus
- G07F9/02—Devices for alarm or indication, e.g. when empty; Advertising arrangements in coin-freed apparatus
- G07F9/026—Devices for alarm or indication, e.g. when empty; Advertising arrangements in coin-freed apparatus for alarm, monitoring and auditing in vending machines or means for indication, e.g. when empty
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G1/00—Cash registers
Definitions
- the present invention relates generally to a system for processing the sale of products and, more particularly, to methods and apparatus for processing the sale of products, such as airline tickets and automobiles, to buyers who have submitted a purchase offer for the purchase of such products.
- a "help wanted" advertisement is a buyer-driven inquiry since the employer is looking to locate and buy the services of a qualified employee. The inquiry is advertised to a large number of potential employees, who may respond by submitting their resumes to the prospective employer.
- Priceline.com Incorporated of Stamford, CT is a merchant that has successfully implemented a buyer-driven system for the sale of products, such as airline tickets and automobiles.
- Priceline.com utilizes a Conditional Purchase Offer (CPO) Management System, described in the parent and grandparent applications to the present invention, that processes conditional purchase offers received from individual buyers.
- CPO Conditional Purchase Offer
- These conditional purchase offers contain one or more buyer-defined conditions for the purchase of goods or services, at a buyer- defined price They are typically guaranteed by a general-purpose account, such as a debit or credit account, and thereby provide sellers with a mechanism for enforcing any agreement that may be reached with the buyer.
- conditional purchase offers are provided by the CPO Management System to sellers, either directly or using seller-supplied rates, for individual sellers to either accept or reject. If a seller accepts a conditional purchase offer, the CPO Management System binds the buyer on behalf of the accepting seller, to form a legally binding contract
- the CPO Management System empowers individual buyers to obtain goods and services at a price set by the buyer.
- the CPO Management System provides numerous commercial advantages to sellers as well. For example, the CPO Management System permits individual sellers to effectively sell excess capacity when actual demand fails to meet forecasted demand. In particular, the CPO Management System provides an effective mechanism for sellers to be confident that if they accept a buyer's offer, the buyer will purchase the requested goods or services at the agreed-upon price, and not just use the information to ascertain the seller's underlying level of price flexibility, which, if known to a seller's competitors or customers, could impact the seller's overall revenue structure.
- the CPO Management System will effectively complete transactions in this manner. Invariably, however, a percentage of buyers will submit purchase offers that are not acceptable to any seller, often because the price offered by the buyer is too low.
- the success of the CPO Management System depends, at least in part, on its utilization by a large number of both buyers and sellers. Specifically, buyers are incented to submit conditional purchase offers if they know the conditional purchase offers will be reviewed by a large number of potential sellers. Sellers are incented to consider conditional purchase offers if they can expect a large number of attractive offers. In addition to being a lost business opportunity, unacceptable conditional purchase offers require buyers and sellers to spend time submitting and reviewing such conditional purchase offers. Thus, buyers and sellers alike may be frustrated and discouraged from utilizing the CPO Management System, if the acceptance rate for submitted conditional purchase offers does not meet satisfactory levels.
- a system and method are disclosed for encouraging buyers to submit CPOs to a CPO management system for a desired product.
- the CPO management system processes each received CPO to determine whether one or more sellers are willing to accept a given CPO
- a CPO is an offer containing one or more conditions submitted by a buyer for the purchase of a product at a buyer-defined price.
- the disclosed CPO management system compensates a buyer if the buyer's conditional purchase offer is rejected, or expires before an acceptance is received If a CPO is rejected by the sellers, or has expired before an acceptance is received, the CPO management system evaluates one or more stored compensation offers to determine if the buyer is eligible for rejection compensation.
- the compensation offers may optionally require that the conditional purchase offer satisfies one or more additional predefined eligibility criteria in order to be eligible for the rejection compensation. If the predefined criteria is met, the rejection compensation is provided to the buyer.
- the rejection compensation can include, for example, (i) a cash award, (ii) a prize, (iii) a coupon or credit that may be redeemed for a discount against future transactions, thereby encouraging future use, or (iv) any other compensation effective to motivate a buyer to submit a CPO.
- the present invention stimulates demand and curbs buyer dissatisfaction by providing compensation to the buyer if the offer is not accepted.
- the predefined eligibility criteria can be used to stimulate demand in a desired manner, and thereby increase the reasonability of conditional purchase offers.
- the CPO management system can encourage buyers to submit conditional purchase offers having an offer price greater than a specified minimum price, which may be more likely to be accepted.
- FIG. 1 is a schematic block diagram illustrating a conditional purchase offer (CPO) management system in accordance with the present invention
- FIG. 2 is a schematic block diagram of the exemplary central controller of FIG. l;
- FIG. 3 illustrates a sample table from the seller database of FIG. 2,
- FIG. 4 illustrates a sample table from the buyer database of FIG. 2;
- FIG. 5 illustrates a sample table from the offer database of FIG. 2
- FIG. 6 illustrates a sample table from the seller rules database of FIG. 2;
- FIG. 7 illustrates a sample table from the compensation database of FIG. 2
- FIG. 8 is a flowchart describing an exemplary CPO and buyer compensation evaluation process implemented by the central controller of FIG. 2;
- FIG. 9 is a flowchart describing an exemplary rules evaluation subroutine implemented by the central controller of FIG. 2.
- FIG. 1 shows a conditional purchase offer (CPO) management system 100 for receiving and processing CPOs for one or more goods or services, from one or more buyers 110 or agents 120 (on behalf of buyers 110).
- the CPO management system 100 determines whether one or more sellers, such as sellers 130, 140, 150 are willing to accept a given CPO. As discussed further below, if a seller accepts a given CPO, the CPO management system 100 is operated to bind the buyer on behalf of the accepting seller, to form a legally binding contract.
- CPO conditional purchase offer
- Agency-Based Seller A seller who has delegated authority to the CPO management system operator to accept or reject a given CPO using seller-defined CPO Rules.
- Broadcast-Based Seller A seller who has received a CPO from the CPO management system (directly or by, for example, access to an electronic posting) for evaluation.
- Conditional Purchase Offer (CPO) An offer containing one or more conditions submitted by a buyer for the purchase of goods and/or services at a buyer-defined price
- Binding Conditional Purchase Offer (Binding CPO) - A binding offer containing one or more conditions submitted by a buyer for the purchase of goods and/or services at a buyer-defined price.
- a Binding CPO includes a payment guarantee, for example with a General Purpose Account, and authorization to debit the Account upon acceptance of the CPO.
- Conditional Purchase Offer (CPO) Rule - A restriction defined by an Agency- Based Seller under which the operator of the CPO management system may act as an agent to determine whether to fill a CPO for that Agency-Based Seller.
- CPO Management System One or more controllers that receive and process CPOs for one or more goods or services, from one or more buyers, to determine if one or more sellers (Agency-Based or Broadcast-Base Sellers) are willing to accept a CPO.
- sellers Ad-Based or Broadcast-Base Sellers
- General Purpose Account Any account from which payment can be made, including a credit or debit account.
- a CPO management system 100 that compensates buyers (monetarily or otherwise) if the buyer's conditional purchase offer is not accepted.
- the CPO management system 100 evaluates each received CPO to identify CPOs which are rejected by sellers, or which have expired before an acceptance is received. If the CPO management system 100 determines that a received CPO is rejected by the sellers, or has expired before an acceptance is received, the CPO management system 100 evaluates one or more stored compensation offers to determine if the buyer is eligible for rejection compensation.
- a buyer may be eligible for rejection compensation if their offer is not accepted by the CPO management system 100.
- the CPO management system 100 may require that the conditional purchase offer satisfies one or more additional predefined eligibility criteria in order to be eligible for the rejection compensation.
- the predefined eligibility criteria for receiving rejection compensation is provided to a buyer before a CPO is submitted by the buyer.
- the predefined eligibility criteria can require a minimum offer price to be eligible for the rejection compensation.
- the minimum offer price can be derived from historical, actual or forecasted pricing.
- the rejection compensation is provided to the buyer
- the rejection compensation can include, for example, (i) a cash award, (ii) a prize, (iii) a coupon or credit that may be redeemed for a discount against future transactions, thereby encouraging future use, or (iv) any other compensation effective to motivate a buyer to submit a CPO.
- the present invention stimulates demand and curbs buyer dissatisfaction by providing compensation to the buyer if the offer is not accepted.
- the CPO management system 100 can utilize the predefined eligibility criteria to stimulate demand in a desired manner, and thereby increase the reasonability of demand.
- the CPO management system 100 can provide buyers with a coupon for a free weekend car rental as rejection compensation for all rejected conditional purchase offers for air travel having an offer price of at least $200.00.
- the CPO management system 100 encourages buyers to submit conditional purchase offers having offer prices greater than $200.00, which may be more likely to be accepted.
- the CPO management system 100 can encourage buyers to agree to other conditions before they are eligible for rejection compensation, such as a Saturday night stay for air travel, that may make a conditional purchase offer more likely to be accepted.
- the CPO management system 100 may implement one or more features to ensure that buyers are not submitting multiple conditional purchase offers merely to obtain the rejection compensation.
- conditional purchase offers submitted by means of an online connection for example, to a Web site
- the CPO management system 100 may store a "cookie" on the buyer's computer so that the buyer may be recognized on subsequent visits to the Web site.
- the buyer may be subsequently identified by means of a credit card number buyer identifier submitted with the conditional purchase offer.
- the CPO management system 100 includes a central controller 200, discussed further below in conjunction with FIG. 2.
- the CPO management system 100 may provide a given CPO to selected sellers 130, 140, 150 based on predefined screening criteria, so that sellers only obtain CPOs that they may be interested in or are authorized to screen. Alternatively, the CPO management system 100 m ⁇ y provide all CPOs to all sellers for screening. As discussed further below, each buyer 1 10 contacts the CPO management system 100, for example, by means of telephone, facsimile, online access (i e the Internet), electronic mail, in-person contact or through an agent, and provides the CPO management system 100 with the terms of the buyer's CPO It is noted that each buyer 1 10 and seller 130, 140, 150 may employ a general-purpose computer for communicating with the CPO management system 100. The general-purpose computer may be comprised of a processing unit, a modem, memory means and any software required to communicate with the CPO management system 100
- the CPO management system 100 transmit digitally encoded data and other information between one another.
- the communication links between the nodes can comprise, for example, a cable, fiber or wireless link on which electronic signals can propagate.
- the CPO management system 100 provides an optional agency feature that permits the CPO management system 100 to accept or reject a given CPO on behalf of certain agency-based sellers 130 who have delegated such authority to the CPO management system 100
- the CPO management system 100 evaluates CPOs on behalf of certain agency-based sellers 130 who have delegated authority to the CPO management system 100 to accept or reject a given CPO, and (ii) permits broadcast- based sellers, such as sellers 140, 150 to evaluate CPOs independently.
- the CPO management system 100 can optionally provide one or more CPOs to each broadcast-based seller 140, 150, for the seller 140, 150 to independently determine whether or not to accept a given CPO. It is noted that the CPO management system 100 can provide a CPO to each appropriate broadcast-based seller 140, 150, for example, by means of a broadcast transmission, or by means of posting the CPO, for example, on an electronic bulletin board or secure web site accessible by each broadcast -based seller 140, 150. Alternatively, the CPO management system 100 can evaluate one or more CPOs against a number of CPO rules defined by one or more agency-based sellers 130, to decide on behalf of an agency-based seller 130 whether to accept or reject a given CPO.
- the CPO management system 100 can determine if one or more sellers 140, 150 accepts a given CPO bv providing the CPO to each seller 140, 150 and receiving an acceptance or rejection, or by applying the CPO to the CPO rules to render a decision to either accept, reject or counter a CPO on behalf of a particular seller 130.
- a CPO rule is a set of restrictions defined by a given agency-based seller 130 under which the seller 130 is willing to accept a CPO.
- a CPO can optionally contain one or more buyer-defined variable or flexible conditions, typically specified using a range.
- the variable condition may be a date range within which the product may be delivered by the seller.
- Other variable conditions might include a price range, a performance range or a quality range.
- the seller may then choose a product to fill the buyer's flexible condition within the specified range.
- Such a variable condition may provide substantial assistance to the seller in filling the buyer's CPO.
- the seller may be able to be meet a buyer's specified price if the CPO permits the seller to select a flight within a range of times or days.
- the present invention prevents buyers from repetitively querying, or "pinging," the CPO management system 100 to determine the underlying price flexibility of the sellers. Such pinging might result in potential damage to the seller's price margins and profitability.
- a binding CPO discourages pinging by ensuring that if an offer is accepted, the buyer must actually purchase the product.
- Another method of discouraging pinging includes preventing buyers from submitting repetitive, similar offers. For example, repetitive CPOs that change only the offer price in an effort to determine price flexibility may be blocked by the system.
- subsequent CPOs by the same buyer are accepted by the CPO management system 100 only if there is some substantial change to the buyer specifications that would result in the purchase of an essentially different product. For example, with respect to the sale of airline tickets, subsequent CPOs may be accepted for processing only if there is a significant change in the itinerary.
- Yet another method for discouraging pinging is to require a payment or fee for each submission of a CPO.
- seller identities are maintained anonymous within the CPO management system 100 until a CPO is accepted.
- Such seller anonymity by itself and in combination with the discouragement of price pinging discussed above, enables sellers to participate in the CPO process without fear of undercutting their published price structures and losing their regular customer base. For example, most retailers have published product prices, and loyal customers who willingly pay those prices. Participating in the CPO management system 100 enables a seller to discount those products, potentially below its published prices, to fill offers from buyers who might not otherwise pay published prices. With anonymity, these sellers can more freely participate in the CPO process with less fear of losing their regular customers and undercutting their published price structure.
- FIG. 2 is a block diagram showing the architecture of an illustrative central controller 200.
- the central controller 200 includes certain standard hardware components, such as a central processing unit (CPU) 205, a random access memory (RAM) 210, a read only memory (ROM) 220, a clock 225, a data storage device 230, and a communications port 240.
- the CPU 205 can be linked to each of the other listed elements, either by means of a shared data bus, or dedicated connections, as shown in FIG. 2.
- the communications port 240 connects the central controller 200 to each buyer 110 and seller 130 and optionally to remote credit processing servers.
- the communications port 240 can include multiple communication channels for simultaneously establishing a plurality of connections.
- the ROM 220 and/or data storage device 230 are operable to store one or more instructions, discussed further below in conjunction with FIGS. 8 and 9, which the CPU 205 is operable to retrieve, interpret and execute.
- the ROM 220 and/or data storage device 230 can store processes to accomplish the transfer of required payments, charges and debits, between the sellers 130 and buyers 110. The processing of such accounting transactions can be secured in a conventional manner, for example, using well-known cryptographic techniques.
- the data storage device 230 includes a seller database 300, a buyer database 400, an offer database 500, a seller rules database 600 and a compensation database 700.
- the seller database 300 stores information on each seller 130, 140, 150 which is registered with the CPO management system 100 to sell products, i.e., goods and/or services to CPO buyers, including contact information.
- the buyer database 400 stores information on each buyer transacting business through the CPO management system 100, including identification information and billing information, such as a credit card number or another general-purpose account identifier.
- the offer database 500 contains a record of each CPO processed by the CPO management system 100, including the conditions associated with the CPO and the associated status.
- the seller rules database 600 maintains the CPO rules for one or more agency-based sellers 130.
- the compensation database 700 stores the various rejection compensation offers and corresponding predefined eligibility criteria.
- the data storage device 230 includes a CPO and buyer compensation evaluation process 800 and a rules evaluation subroutine 900, discussed further below in conjunction with FIGS. 8 and 9, respectively.
- the CPO and buyer compensation evaluation process 800 includes the steps of (i) receiving each CPO from a buyer 1 10, (ii) providing each CPO to the appropriate broadcast-based sellers and evaluates each CPO against the appropriate rules of each agency-based seller, (iii) determining whether any sellers 130, 140, 150 accept the CPO, and if the CPO is not accepted by any seller, (iv) determining if the buyer is eligible for rejection compensation.
- the rules evaluation subroutine 900 is a subroutine executed by the CPO and buyer compensation evaluation process 800, which receives a CPO and compares the CPO against the rules of one or more agency-based sellers to generate a response on behalf of the sellers to the given CPO.
- FIG. 3 illustrates an exemplary seller database 300 that stores information on each seller which is registered with the CPO management system 100 to sell goods or services to CPO buyers.
- the seller database 300 maintains a plurality of records, such as records 305-330, each associated with a different seller.
- the seller database 300 includes the corresponding seller name in field 350, as well as a CPO tracking number and seller account number in fields 360 and 370, respectively.
- the seller identifier stored in field 340 may be utilized, for example, to index the offer database 500 to identify CPOs which have been accepted by the corresponding seller.
- FIG. 4 illustrates an exemplary buyer database 400 that stores information on each buyer transacting business through the CPO management system 100, including biographical information and billing information, such as a credit card number or another general purpose account identifier.
- the buyer database 400 maintains a plurality of records, such as records 405-415, each associated with a different buyer.
- the buyer database 400 includes the corresponding buyer name and address in fields 430 and 440, respectively, and credit card account number in field 450.
- the buyer database 400 can include the CPO tracking numbers associated with the buyer in field 460.
- the buyer identifier stored in field 420 may be utilized, for example, to index a historical database (not shown) of previous purchases and CPOs associated with the buyer.
- FIG. 5 illustrates an offer database 500 that contains a record of each CPO processed by the CPO management system 100, including the subject and conditions of each CPO and the associated status.
- the offer database 500 maintains a plurality of records, such as records 505-525, each associated with a different CPO.
- the offer database 500 includes an identifier of the buyer associated with the CPO in field 545, as well as the subject and conditions of the CPO in fields 550 and 555, respectively.
- the offer database 500 records the buyer-specified CPO price and current status in fields 565 and 575, respectively.
- the current status options recorded in field 575 include, for example, active, accepted, rejected or expired.
- a compensation status field 580 contains data indicating the eligibility of a CPO for compensation in the event it is not accepted (i.e. is rejected or expired). Compensation status can include, for example, not eligible, compensation sent (i.e. eligible and paid), or pending (i.e. eligible if rejected or expired).
- a compensation identifier field 585 references eligible compensation offers to the compensation data stored in compensation database 700, discussed below.
- FIG. 6 illustrates a seller rules database 600 that maintains the CPO rules for one or more agency-based sellers.
- the seller rules database 600 maintains a plurality of records, such as records 605-615, each associated with a different CPO rule/ For each CPO rule identified in field 640, the seller rules database 600 identifies the corresponding seller identifier in field 645, as well as the required conditions and minimum price for a CPO to be accepted on behalf of the corresponding seller in fields 650 and 655, respectively.
- FIG. 7 illustrates a compensation database 700 that stores the various rejection compensation offers and corresponding predefined eligibility criteria
- the compensation database 700 maintains a plurality of records, such as records 705 and 710, each associated with a different compensation offer. For each compensation offer identified in field 740, the compensation database 700 identifies the corresponding product class in field 745, as well as the minimum required conditions for an unaccepted CPO to be eligible for rejection compensation in field 750. A description of the rejection compensation is provided in field 755. It will be appreciated that many different processes are available for determining the value of the rejection compensation. In one embodiment, it may simply be fixed by the CPO system.
- the value of the compensation may be dependent on the value of the offer, and/or it may be a function of the relationship between the offer price and the market value.
- the compensation value may be determined as a function of how close the buyer offer is made relative to a travel date and/or a peak travel time.
- the value of the compensation may be a function of the amount of time that the offer is made available to potential sellers.
- the central controller 200 can execute a CPO and buyer compensation evaluation process 800 that includes the steps of (i) receiving each CPO from a buyer 110, (ii) providing each CPO to the appropriate broadcast-based sellers and evaluate each CPO against the appropriate rules of each agency-based seller, (iii) determining whether any sellers 130, 140, 150 accept the CPO, and if the CPO is not accepted by any seller, (iv) determining if the buyer is eligible for rejection compensation. While CPOs may be binding or nonbinding in nature, the present embodiment is described with respect to a binding CPO.
- the processing of a nonbinding CPO is substantially identical, with the exception that authorization to charge the buyer credit card account (or another general purpose account) may be obtained after a seller acceptance of the CPO is identified. Alternatively, the process may be identical with the buyer being given the option to renege after the CPO is accepted by a seller.
- the CPO and buyer compensation evaluation process 800 initially receives a CPO from a buyer 1 10 during step 805
- the predefined eligibility criteria for receiving rejection compensation can be provided to a buyer before a CPO is submitted by the buyer.
- a test is then performed during step 810 to determine if the CPO is valid. For example, the test performed during step 810 may determine if the buyer has specified each of the relevant conditions for a given product category.
- step 810 If it is determined during step 810 that the terms of the CPO are not valid, then the buyer is requested to retransmit the CPO during step 820 and program control returns to step 805. If, however, it is determined during step 810 that the terms of the CPO are valid, then an identifier of a general purpose account, such as a credit or debit card account from which funds may be paid, and an authorization to charge such general purpose account, are received during step 815. In this manner, the CPO is guaranteed with a general-purpose account, for example, using a line of credit on a credit card account. Appropriate legal language can be displayed or read to the buyer at the time the CPO is received, to form a binding CPO.
- a general purpose account such as a credit or debit card account from which funds may be paid
- a test is then performed during step 825 to determine if the payment identifier is valid.
- the payment identifier may be transmitted to a remote credit card server for pre-authorization or the like. If it is determined during step 825 that the payment identifier is not valid, then the buyer is requested to retransmit a different payment identifier during step 830 and program control returns to step 815. If, however, it is determined during step 825 that the payment identifier is valid, then the CPO management system 100 transmits the CPO to the broadcast-based sellers and executes the rules evaluation subroutine 900, discussed below in conjunction with FIG. 9, for agency-based sellers during step 835.
- a test is performed during step 840 to determine if the CPO is accepted or rejected (including expired CPOs). If it is determined during step 840 that the CPO is accepted, the CPO is processed during steps 850 through 870.
- the CPO evaluation process 800 selects one accepting seller during step 850 and notifies the corresponding seller during step 855. For example, the accepting seller can be selected based upon (i) the priority in which the acceptances are received, (ii) the CPO acceptance rate of each seller, (iii) priorities negotiated by each seller, (iv) the acceptance providing the lowest cost to the buyer, or (v) the highest commission rates paid by the seller to the CPO management system 100.
- the buyer's personal information is provided to the seller during step 860 and the buyer is notified of the acceptance.
- a test is then performed during step 865 to determine if the buyer reneges on consummating the transaction. If it is determined during step 865 that the buyer reneges on consummating the transaction, then a penalty is charged to the buyer ' s designated general-purpose account during step 870, before program control terminates during step 875. It is noted that for a nonbinding CPO the buyer may be charged a penalty for failing to complete the transaction in the event the CPO is accepted. For a binding CPO, however, the CPO is guaranteed by the general purpose account and it is not possible for the buyer to renege. If, however, it is determined during step 865 that the buyer does not renege on consummating the transaction, then program control terminates during step 875.
- step 840 If it is determined during step 840 that the CPO is rejected, or has expired, then a further test is performed during step 880 to determine if the CPO meets the predefined eligibility conditions of any compensation offer in the compensation database 700. If it is determined during step 880 that the CPO does not meet the predefined eligibility conditions of any compensation offer in the compensation database 700, then the buyer is notified of the rejection during step 884, before program control terminates during step 875.
- step 880 If, however, it is determined during step 880 that the CPO does meet the predefined eligibility conditions of any compensation offer in the compensation database 700, then the buyer is notified of the rejection and the amount of the rejection compensation due during step 886.
- the compensation is fulfilled during step 892 and the status of the compensation offer is set to "compensation sent" in the offer database 500 during step 896, before program control terminates during step 875.
- the CPO and buyer compensation evaluation process 800 executes a rules evaluation subroutine 800 during step 835 to determine if one or more agency-based sellers are willing to accept a given CPO.
- the rules evaluation subroutine 900 compares the terms associated with the CPO during step 910 with the corresponding restrictions set forth in any CPO rules defined by any agency-based seller. A test is then performed during step 920 to determine if any CPO rule is satisfied. If it is determined during step 920 that no CPO rule is satisfied, then program control terminates during step 940. If, however, it is determined during step 920 that a CPO rule is satisfied, the corresponding seller is identified during step 930, before program control terminates during step 940
Abstract
Description
Claims
Priority Applications (1)
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AU23534/00A AU2353400A (en) | 1998-12-04 | 1999-12-03 | System and method for motivating submission of conditional purchase offers |
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US09/205,787 | 1998-12-04 | ||
US09/205,787 US6041308A (en) | 1996-09-04 | 1998-12-04 | System and method for motivating submission of conditional purchase offers |
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WO2000033164A2 true WO2000033164A2 (en) | 2000-06-08 |
WO2000033164A3 WO2000033164A3 (en) | 2000-10-26 |
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PCT/US1999/028818 WO2000033164A2 (en) | 1998-12-04 | 1999-12-03 | System and method for motivating submission of conditional purchase offers |
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US (1) | US6041308A (en) |
AU (1) | AU2353400A (en) |
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