WO1993008545A1 - Value transfer system - Google Patents
Value transfer system Download PDFInfo
- Publication number
- WO1993008545A1 WO1993008545A1 PCT/GB1992/001901 GB9201901W WO9308545A1 WO 1993008545 A1 WO1993008545 A1 WO 1993008545A1 GB 9201901 W GB9201901 W GB 9201901W WO 9308545 A1 WO9308545 A1 WO 9308545A1
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- purse
- value
- message
- transaction
- sending
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
- G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
- G06Q20/3676—Balancing accounts
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/381—Currency conversion
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3825—Use of electronic signatures
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/409—Device specific authentication in transaction processing
- G06Q20/4097—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners
- G06Q20/40975—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners using encryption therefor
Abstract
Description
Claims
Priority Applications (13)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
RU93044495A RU2137187C1 (en) | 1991-10-16 | 1992-10-16 | Computer-based device for transmission of values |
DE69215501T DE69215501T2 (en) | 1991-10-16 | 1992-10-16 | VALUE TRANSFER SYSTEM |
CA002098481A CA2098481C (en) | 1991-10-16 | 1992-10-16 | Value transfer system |
EP92922228A EP0567610B1 (en) | 1991-10-16 | 1992-10-16 | Value transfer system |
US08/075,567 US5440634A (en) | 1991-10-16 | 1992-10-16 | Value transfer system |
BR9205416A BR9205416A (en) | 1991-10-16 | 1992-10-16 | Value transfer system |
KR1019930701832A KR0161670B1 (en) | 1991-10-16 | 1992-10-16 | Value transfer system |
PL92299825A PL170265B1 (en) | 1991-10-16 | 1992-10-16 | Value transmission system |
AU28886/92A AU663739B2 (en) | 1991-10-16 | 1992-10-16 | Value transfer system |
MD96-0345A MD1402F2 (en) | 1991-10-16 | 1992-10-16 | Value transfer system |
TW082103338A TW270990B (en) | 1991-10-16 | 1993-04-29 | |
NO932217A NO303893B1 (en) | 1991-10-16 | 1993-06-16 | System for transferring values |
GR970400216T GR3022528T3 (en) | 1991-10-16 | 1997-02-12 | Value transfer system |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
GB919121995A GB9121995D0 (en) | 1991-10-16 | 1991-10-16 | Value transfer system |
GB9121995.6 | 1991-10-16 |
Publications (1)
Publication Number | Publication Date |
---|---|
WO1993008545A1 true WO1993008545A1 (en) | 1993-04-29 |
Family
ID=10703051
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/GB1992/001901 WO1993008545A1 (en) | 1991-10-16 | 1992-10-16 | Value transfer system |
Country Status (19)
Country | Link |
---|---|
US (1) | US5440634A (en) |
EP (1) | EP0567610B1 (en) |
JP (1) | JP2853331B2 (en) |
KR (1) | KR0161670B1 (en) |
AT (1) | ATE145744T1 (en) |
AU (1) | AU663739B2 (en) |
BR (1) | BR9205416A (en) |
CA (1) | CA2098481C (en) |
DE (1) | DE69215501T2 (en) |
DK (1) | DK0567610T3 (en) |
ES (1) | ES2096772T3 (en) |
GB (1) | GB9121995D0 (en) |
GR (1) | GR3022528T3 (en) |
HK (1) | HK1001573A1 (en) |
MD (1) | MD1402F2 (en) |
NO (1) | NO303893B1 (en) |
PL (1) | PL170265B1 (en) |
RU (1) | RU2137187C1 (en) |
WO (1) | WO1993008545A1 (en) |
Cited By (83)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5453601A (en) * | 1991-11-15 | 1995-09-26 | Citibank, N.A. | Electronic-monetary system |
WO1995030211A1 (en) * | 1994-04-28 | 1995-11-09 | Citibank, N.A. | Trusted agents for open electronic commerce |
FR2720848A1 (en) * | 1994-06-03 | 1995-12-08 | Gemplus Card Int | Method of conducting a transaction between a smart card and an information system. |
US5557516A (en) * | 1994-02-04 | 1996-09-17 | Mastercard International | System and method for conducting cashless transactions |
WO1996033476A2 (en) * | 1995-04-21 | 1996-10-24 | Citibank, N.A. | Electronic-monetary system |
NL1000352C2 (en) * | 1995-05-12 | 1996-11-13 | Nederland Ptt | Electronic payment system with different units of account, electronic payment method and method for electronic payment. |
WO1996036947A1 (en) * | 1995-05-15 | 1996-11-21 | Mondex International Limited | Transaction recovery in a value transfer system |
NL1000741C2 (en) * | 1995-07-06 | 1997-01-08 | Nederland Ptt | Method for tracking payment data in an anonymous payment system, as well as a payment system in which the method is applied |
WO1997008665A1 (en) * | 1995-08-30 | 1997-03-06 | Citibank, N.A. | System and method for commercial payments using trusted agents |
WO1997012344A2 (en) * | 1995-09-29 | 1997-04-03 | Dallas Semiconductor Corporation | Method, apparatus, system and firmware for secure transactions |
US5623547A (en) * | 1990-04-12 | 1997-04-22 | Jonhig Limited | Value transfer system |
WO1997042610A1 (en) * | 1996-05-07 | 1997-11-13 | France Telecom | Method for performing a double-signature secure electronic transaction |
US5692132A (en) * | 1995-06-07 | 1997-11-25 | Mastercard International, Inc. | System and method for conducting cashless transactions on a computer network |
US5699528A (en) * | 1995-10-31 | 1997-12-16 | Mastercard International, Inc. | System and method for bill delivery and payment over a communications network |
GB2314663A (en) * | 1995-05-15 | 1998-01-07 | Mondex Int Ltd | Transaction recovery in a value transfer system |
AU688230B2 (en) * | 1996-03-19 | 1998-03-05 | Fujitsu Limited | Transaction method of electronic money system |
US5745886A (en) * | 1995-06-07 | 1998-04-28 | Citibank, N.A. | Trusted agents for open distribution of electronic money |
WO1998018107A1 (en) * | 1996-10-24 | 1998-04-30 | Fortress U & T Ltd. | Apparatus and methods for collecting value |
FR2757661A1 (en) * | 1996-12-24 | 1998-06-26 | Gemplus Card Int | METHOD FOR SECURE DATA TRANSFER THROUGH A COMMUNICATION NETWORK |
AU696726B2 (en) * | 1994-04-28 | 1998-09-17 | Citibank, N.A. | Resolving disputes in open electronic commerce |
US5812668A (en) * | 1996-06-17 | 1998-09-22 | Verifone, Inc. | System, method and article of manufacture for verifying the operation of a remote transaction clearance system utilizing a multichannel, extensible, flexible architecture |
US5828840A (en) * | 1996-08-06 | 1998-10-27 | Verifone, Inc. | Server for starting client application on client if client is network terminal and initiating client application on server if client is non network terminal |
US5850446A (en) * | 1996-06-17 | 1998-12-15 | Verifone, Inc. | System, method and article of manufacture for virtual point of sale processing utilizing an extensible, flexible architecture |
US5889863A (en) * | 1996-06-17 | 1999-03-30 | Verifone, Inc. | System, method and article of manufacture for remote virtual point of sale processing utilizing a multichannel, extensible, flexible architecture |
US5943424A (en) * | 1996-06-17 | 1999-08-24 | Hewlett-Packard Company | System, method and article of manufacture for processing a plurality of transactions from a single initiation point on a multichannel, extensible, flexible architecture |
US5963924A (en) * | 1996-04-26 | 1999-10-05 | Verifone, Inc. | System, method and article of manufacture for the use of payment instrument holders and payment instruments in network electronic commerce |
US5983208A (en) * | 1996-06-17 | 1999-11-09 | Verifone, Inc. | System, method and article of manufacture for handling transaction results in a gateway payment architecture utilizing a multichannel, extensible, flexible architecture |
US5987140A (en) * | 1996-04-26 | 1999-11-16 | Verifone, Inc. | System, method and article of manufacture for secure network electronic payment and credit collection |
US5987132A (en) * | 1996-06-17 | 1999-11-16 | Verifone, Inc. | System, method and article of manufacture for conditionally accepting a payment method utilizing an extensible, flexible architecture |
US6002767A (en) * | 1996-06-17 | 1999-12-14 | Verifone, Inc. | System, method and article of manufacture for a modular gateway server architecture |
US6010067A (en) * | 1994-01-25 | 2000-01-04 | Dynamic Data Systems Pty. Ltd. | Mobile funds transaction device for transferring funds between remote banking facilities |
US6016484A (en) * | 1996-04-26 | 2000-01-18 | Verifone, Inc. | System, method and article of manufacture for network electronic payment instrument and certification of payment and credit collection utilizing a payment |
US6026379A (en) * | 1996-06-17 | 2000-02-15 | Verifone, Inc. | System, method and article of manufacture for managing transactions in a high availability system |
FR2782564A1 (en) * | 1998-08-20 | 2000-02-25 | Bull Cp8 | Electronic purse and payment protocol for making secure payments in different currencies, comprises storage of certificated conversion table and comparison of electronic signatures |
US6061665A (en) * | 1997-06-06 | 2000-05-09 | Verifone, Inc. | System, method and article of manufacture for dynamic negotiation of a network payment framework |
US6070150A (en) * | 1996-10-18 | 2000-05-30 | Microsoft Corporation | Electronic bill presentment and payment system |
WO2000031685A1 (en) * | 1998-11-20 | 2000-06-02 | Keycorp Limited | Multiple scheme electronic cash system |
US6072870A (en) * | 1996-06-17 | 2000-06-06 | Verifone Inc. | System, method and article of manufacture for a gateway payment architecture utilizing a multichannel, extensible, flexible architecture |
US6088797A (en) * | 1994-04-28 | 2000-07-11 | Rosen; Sholom S. | Tamper-proof electronic processing device |
US6119105A (en) * | 1996-06-17 | 2000-09-12 | Verifone, Inc. | System, method and article of manufacture for initiation of software distribution from a point of certificate creation utilizing an extensible, flexible architecture |
US6128603A (en) * | 1997-09-09 | 2000-10-03 | Dent; Warren T. | Consumer-based system and method for managing and paying electronic billing statements |
US6178409B1 (en) * | 1996-06-17 | 2001-01-23 | Verifone, Inc. | System, method and article of manufacture for multiple-entry point virtual point of sale architecture |
WO2001022373A1 (en) * | 1999-09-22 | 2001-03-29 | Ba Cards And Security B.V. (Bacs) | Method and system for performing a transaction between a client and a server over a network |
US6253027B1 (en) | 1996-06-17 | 2001-06-26 | Hewlett-Packard Company | System, method and article of manufacture for exchanging software and configuration data over a multichannel, extensible, flexible architecture |
US6304915B1 (en) | 1996-09-26 | 2001-10-16 | Hewlett-Packard Company | System, method and article of manufacture for a gateway system architecture with system administration information accessible from a browser |
US6304857B1 (en) | 1998-06-08 | 2001-10-16 | Microsoft Corporation | Distributed electronic billing system with gateway interfacing biller and service center |
US6311167B1 (en) | 1997-12-22 | 2001-10-30 | Motorola, Inc. | Portable 2-way wireless financial messaging unit |
US6314519B1 (en) | 1997-12-22 | 2001-11-06 | Motorola, Inc. | Secure messaging system overlay for a selective call signaling system |
WO2001093139A1 (en) * | 2000-05-31 | 2001-12-06 | Ntt Docomo, Inc. | Electronic value system |
FR2811452A1 (en) * | 2000-07-07 | 2002-01-11 | Thomson Multimedia Sa | MICROPAYMENT TRANSACTION MANAGEMENT SYSTEM AND METHOD, CLIENT, MERCHANT AND FINANCIAL INTERMEDIATE DEVICES |
US6354490B1 (en) | 1995-06-07 | 2002-03-12 | Citibank, N.A. | Integrated full service consumer banking system and system and method for opening an account |
US6373950B1 (en) | 1996-06-17 | 2002-04-16 | Hewlett-Packard Company | System, method and article of manufacture for transmitting messages within messages utilizing an extensible, flexible architecture |
FR2819664A1 (en) * | 2001-03-13 | 2002-07-19 | Laurent Francois Ernest Pele | Cryptographic method for transferring electronic money between two homologous supports each having a secret partition, with the transfer affected in such a way that there is no traceability of the money |
EP1383090A1 (en) * | 2002-07-19 | 2004-01-21 | Groupement Des Cartes Bancaires "Cb" | IC-card recording method and ic-card for implementing that method |
EP1403797A1 (en) * | 2001-07-05 | 2004-03-31 | Sony Corporation | Communication system using communication network and communication method |
WO2005062219A1 (en) * | 2003-12-24 | 2005-07-07 | Fujino, Shigeru | Personal information storage device and mobile terminal |
US6968319B1 (en) | 1996-10-18 | 2005-11-22 | Microsoft Corporation | Electronic bill presentment and payment system with bill dispute capabilities |
US7028187B1 (en) | 1991-11-15 | 2006-04-11 | Citibank, N.A. | Electronic transaction apparatus for electronic commerce |
US7206768B1 (en) | 2000-08-14 | 2007-04-17 | Jpmorgan Chase Bank, N.A. | Electronic multiparty accounts receivable and accounts payable system |
US7254561B1 (en) | 1997-05-15 | 2007-08-07 | Comex Electronics Ab | Method and device for performing electronic transactions |
US7366698B1 (en) | 2000-08-11 | 2008-04-29 | Jpmorgan Chase Bank, N.A. | Trade receivable processing method and apparatus |
US7539873B2 (en) | 1999-02-17 | 2009-05-26 | Nippon Telegraph And Telephone Corporation | Original data circulation method, system, apparatus, and computer readable medium |
US7593898B1 (en) | 1999-12-30 | 2009-09-22 | First Data Corporation | Method and system for payment transactions and shipment tracking over the internet |
US7603311B1 (en) | 1999-11-29 | 2009-10-13 | Yadav-Ranjan Rani K | Process and device for conducting electronic transactions |
US8112355B1 (en) | 2008-09-05 | 2012-02-07 | Jpmorgan Chase Bank, N.A. | Method and system for buyer centric dispute resolution in electronic payment system |
US8429072B1 (en) | 2002-01-15 | 2013-04-23 | Jpmorgan Chase Bank, N.A. | System and method for processing microtransactions |
US8762270B1 (en) | 2007-08-10 | 2014-06-24 | Jpmorgan Chase Bank, N.A. | System and method for providing supplemental payment or transaction information |
US8924289B1 (en) | 2000-02-15 | 2014-12-30 | Jpmorgan Chase Bank, N.A. | International banking system and method |
US9020850B1 (en) | 2005-11-02 | 2015-04-28 | Jpmorgan Chase Bank, N.A. | Method and system for implementing effective governance of transactions between trading partners |
US9058626B1 (en) | 2013-11-13 | 2015-06-16 | Jpmorgan Chase Bank, N.A. | System and method for financial services device usage |
US9092447B1 (en) | 2008-10-20 | 2015-07-28 | Jpmorgan Chase Bank, N.A. | Method and system for duplicate detection |
US9143622B2 (en) | 2006-02-17 | 2015-09-22 | Qualcomm Incorporated | Prepay accounts for applications, services and content for communication devices |
US9185538B2 (en) | 2005-05-31 | 2015-11-10 | Qualcomm Incorporated | Wireless subscriber application and content distribution and differentiated pricing |
US9185234B2 (en) | 2006-02-22 | 2015-11-10 | Qualcomm Incorporated | Automated account mapping in a wireless subscriber billing system |
US9203923B2 (en) | 2001-08-15 | 2015-12-01 | Qualcomm Incorporated | Data synchronization interface |
US9240089B2 (en) | 2002-03-25 | 2016-01-19 | Jpmorgan Chase Bank, N.A. | Systems and methods for time variable financial authentication |
US9350875B2 (en) | 2005-05-31 | 2016-05-24 | Qualcomm Incorporated | Wireless subscriber billing and distribution |
US9946998B1 (en) | 2000-02-18 | 2018-04-17 | Jpmorgan Chase Bank, N.A. | System and method for electronic deposit of a financial instrument by banking customers from remote locations by use of a digital image |
US10009743B2 (en) | 2001-08-13 | 2018-06-26 | Qualcomm Incorporated | System and method for providing subscribed applications on wireless devices over a wireless network |
US10043170B2 (en) | 2004-01-21 | 2018-08-07 | Qualcomm Incorporated | Application-based value billing in a wireless subscriber network |
US10275745B2 (en) | 2003-10-31 | 2019-04-30 | Jpmorgan Chase Bank, N.A. | Waterfall prioritized payment processing |
US10311412B1 (en) | 2003-03-28 | 2019-06-04 | Jpmorgan Chase Bank, N.A. | Method and system for providing bundled electronic payment and remittance advice |
US10497016B1 (en) | 2004-06-17 | 2019-12-03 | Jpmorgan Chase Bank, N.A. | Methods and systems for discounts management |
Families Citing this family (151)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5596642A (en) * | 1994-09-30 | 1997-01-21 | Electronic Payment Services, Inc. | Network settlement performed on consolidated information |
US5621796A (en) * | 1994-09-30 | 1997-04-15 | Electronic Payment Services, Inc. | Transferring information between transaction networks |
US5633930A (en) * | 1994-09-30 | 1997-05-27 | Electronic Payment Services, Inc. | Common cryptographic key verification in a transaction network |
JP3571383B2 (en) * | 1994-10-19 | 2004-09-29 | 株式会社日立製作所 | IC card, IC card read / write device and electronic wallet system |
DE69532434T2 (en) * | 1994-10-27 | 2004-11-11 | Mitsubishi Corp. | Device for file copyright management system |
US6948070B1 (en) | 1995-02-13 | 2005-09-20 | Intertrust Technologies Corporation | Systems and methods for secure transaction management and electronic rights protection |
ATE441897T1 (en) * | 1995-02-13 | 2009-09-15 | Intertrust Tech Corp | SYSTEMS AND METHODS FOR MANAGING SECURED TRANSACTIONS AND PROTECTING ELECTRONIC RIGHTS |
US7133846B1 (en) | 1995-02-13 | 2006-11-07 | Intertrust Technologies Corp. | Digital certificate support system, methods and techniques for secure electronic commerce transaction and rights management |
US5943422A (en) | 1996-08-12 | 1999-08-24 | Intertrust Technologies Corp. | Steganographic techniques for securely delivering electronic digital rights management control information over insecure communication channels |
US6157721A (en) | 1996-08-12 | 2000-12-05 | Intertrust Technologies Corp. | Systems and methods using cryptography to protect secure computing environments |
US5892900A (en) | 1996-08-30 | 1999-04-06 | Intertrust Technologies Corp. | Systems and methods for secure transaction management and electronic rights protection |
US6658568B1 (en) | 1995-02-13 | 2003-12-02 | Intertrust Technologies Corporation | Trusted infrastructure support system, methods and techniques for secure electronic commerce transaction and rights management |
US6134326A (en) * | 1996-11-18 | 2000-10-17 | Bankers Trust Corporation | Simultaneous electronic transactions |
US6137884A (en) * | 1995-03-21 | 2000-10-24 | Bankers Trust Corporation | Simultaneous electronic transactions with visible trusted parties |
US5553145A (en) * | 1995-03-21 | 1996-09-03 | Micali; Silvia | Simultaneous electronic transactions with visible trusted parties |
US6141750A (en) * | 1995-03-21 | 2000-10-31 | Micali; Silvio | Simultaneous electronic transactions with subscriber verification |
US5659165A (en) * | 1995-07-24 | 1997-08-19 | Citibank. N.A. | Customer-directed, automated process for transferring funds between accounts via a communications network |
US5825003A (en) * | 1995-07-24 | 1998-10-20 | Citicorp Development Center | Customer-directed, automated process for transferring funds between accounts using a holding account and local processing |
JPH0954808A (en) * | 1995-08-18 | 1997-02-25 | Fujitsu Ltd | On-line account settlement system, issue system for electronic check and inspection system |
JP2942478B2 (en) * | 1995-09-14 | 1999-08-30 | 日立ソフトウエアエンジニアリング株式会社 | Network billing method |
US6076075A (en) * | 1995-09-25 | 2000-06-13 | Cardis Enterprise International N.V. | Retail unit and a payment unit for serving a customer on a purchase and method for executing the same |
US5793868A (en) * | 1996-08-29 | 1998-08-11 | Micali; Silvio | Certificate revocation system |
US5671285A (en) * | 1995-12-13 | 1997-09-23 | Newman; Bruce D. | Secure communication system |
US6026163A (en) * | 1995-12-13 | 2000-02-15 | Micali; Silvio | Distributed split-key cryptosystem and applications |
US5812670A (en) * | 1995-12-28 | 1998-09-22 | Micali; Silvio | Traceable anonymous transactions |
US6119101A (en) * | 1996-01-17 | 2000-09-12 | Personal Agents, Inc. | Intelligent agents for electronic commerce |
US6286002B1 (en) | 1996-01-17 | 2001-09-04 | @Yourcommand | System and method for storing and searching buy and sell information of a marketplace |
US20050114218A1 (en) * | 1996-01-17 | 2005-05-26 | Privacy Infrastructure, Inc. | Third party privacy system |
US6076078A (en) * | 1996-02-14 | 2000-06-13 | Carnegie Mellon University | Anonymous certified delivery |
US5815657A (en) * | 1996-04-26 | 1998-09-29 | Verifone, Inc. | System, method and article of manufacture for network electronic authorization utilizing an authorization instrument |
US6945457B1 (en) | 1996-05-10 | 2005-09-20 | Transaction Holdings Ltd. L.L.C. | Automated transaction machine |
TR199600586A3 (en) | 1996-06-05 | 1997-12-21 | Landis & Gyr Technology Innovation Ag | Process for paying for products and services. |
US8229844B2 (en) | 1996-06-05 | 2012-07-24 | Fraud Control Systems.Com Corporation | Method of billing a purchase made over a computer network |
US7555458B1 (en) | 1996-06-05 | 2009-06-30 | Fraud Control System.Com Corporation | Method of billing a purchase made over a computer network |
US20030195846A1 (en) | 1996-06-05 | 2003-10-16 | David Felger | Method of billing a purchase made over a computer network |
US5897621A (en) * | 1996-06-14 | 1999-04-27 | Cybercash, Inc. | System and method for multi-currency transactions |
US5940813A (en) * | 1996-07-26 | 1999-08-17 | Citibank, N.A. | Process facility management matrix and system and method for performing batch, processing in an on-line environment |
JP2000515649A (en) * | 1996-08-07 | 2000-11-21 | バンカーズ・トラスト・コーポレーション | Simultaneous electronic transactions by visible and trusted parties |
JPH1091866A (en) | 1996-09-18 | 1998-04-10 | Hitachi Ltd | Electronic money transaction system |
US20070055582A1 (en) * | 1996-11-12 | 2007-03-08 | Hahn-Carlson Dean W | Transaction processing with core and distributor processor implementations |
US8396811B1 (en) | 1999-02-26 | 2013-03-12 | Syncada Llc | Validation approach for auditing a vendor-based transaction |
US20050165699A1 (en) * | 1996-11-12 | 2005-07-28 | Hahn-Carlson Dean W. | Processing and management of transaction timing characteristics |
US7110959B2 (en) * | 1996-11-12 | 2006-09-19 | Hahn-Carlson Dean W | Processing and management of transaction timing characteristics |
US8392285B2 (en) | 1996-11-12 | 2013-03-05 | Syncada Llc | Multi-supplier transaction and payment programmed processing approach with at least one supplier |
US7627499B2 (en) * | 1996-11-12 | 2009-12-01 | Syncada Llc | Automated transaction processing system and approach |
US6697702B1 (en) | 1999-03-12 | 2004-02-24 | U.S. Bancorp | Shipment transaction system and an arrangement thereof |
US5910896A (en) | 1996-11-12 | 1999-06-08 | Hahn-Carlson; Dean W. | Shipment transaction system and an arrangement thereof |
US20080172314A1 (en) | 1996-11-12 | 2008-07-17 | Hahn-Carlson Dean W | Financial institution-based transaction processing system and approach |
SG64957A1 (en) * | 1996-12-04 | 1999-05-25 | Inst Of Systems Science Nation | Microprocessor card payment system |
EP0851396A1 (en) * | 1996-12-23 | 1998-07-01 | Koninklijke KPN N.V. | System for increasing a value of an electronic payment card |
US5963647A (en) * | 1997-02-14 | 1999-10-05 | Citicorp Development Center, Inc. | Method and system for transferring funds from an account to an individual |
US10719814B1 (en) | 1997-02-14 | 2020-07-21 | Citicorp Credit Services, Inc. (Usa) | Method and system for transferring funds from an account to an individual |
US6467685B1 (en) | 1997-04-01 | 2002-10-22 | Cardis Enterprise International N.V. | Countable electronic monetary system and method |
IL120585A0 (en) * | 1997-04-01 | 1997-08-14 | Teicher Mordechai | Countable electronic monetary system and method |
GB2321751B (en) * | 1997-04-22 | 1999-02-10 | Searchspace Limited | A monitoring system and method |
US6523745B1 (en) | 1997-08-05 | 2003-02-25 | Enix Corporation | Electronic transaction system including a fingerprint identification encoding |
US8024269B1 (en) | 1997-08-27 | 2011-09-20 | Datatreasury Corporation | Remote image capture with centralized processing and storage |
US6422459B1 (en) * | 1997-10-15 | 2002-07-23 | Citicorp Development Center, Inc. | Method and system for off-line loading of stored value cards using a batch-load terminal |
US6199055B1 (en) * | 1997-11-05 | 2001-03-06 | E-Stamp Corporation | System and method for providing fault tolerant transcriptions over an unsecured communication channel |
US7092914B1 (en) * | 1997-11-06 | 2006-08-15 | Intertrust Technologies Corporation | Methods for matching, selecting, narrowcasting, and/or classifying based on rights management and/or other information |
US6038549A (en) * | 1997-12-22 | 2000-03-14 | Motorola Inc | Portable 1-way wireless financial messaging unit |
US6105006A (en) * | 1997-12-22 | 2000-08-15 | Motorola Inc | Transaction authentication for 1-way wireless financial messaging units |
US6041314A (en) * | 1997-12-22 | 2000-03-21 | Davis; Walter Lee | Multiple account portable wireless financial messaging unit |
KR100382181B1 (en) | 1997-12-22 | 2003-05-09 | 모토로라 인코포레이티드 | Single account portable wireless financial messaging unit |
US7492897B1 (en) * | 1998-07-17 | 2009-02-17 | Thomson Licensing | Conditional access system for broadcast digital television |
US6808111B2 (en) * | 1998-08-06 | 2004-10-26 | Visa International Service Association | Terminal software architecture for use with smart cards |
US6085321A (en) | 1998-08-14 | 2000-07-04 | Omnipoint Corporation | Unique digital signature |
US6356935B1 (en) | 1998-08-14 | 2002-03-12 | Xircom Wireless, Inc. | Apparatus and method for an authenticated electronic userid |
WO2000025246A1 (en) * | 1998-10-27 | 2000-05-04 | Receipt.Com, Inc. | Method and apparatus for establishing electronic transactions |
US6257486B1 (en) | 1998-11-23 | 2001-07-10 | Cardis Research & Development Ltd. | Smart card pin system, card, and reader |
US7451114B1 (en) | 1999-02-19 | 2008-11-11 | Visa International Service Association | Conducting commerce between individuals |
US7257554B1 (en) * | 1999-03-19 | 2007-08-14 | Hewlett-Packard Development Company, L.P. | Anonymous purchases while allowing verifiable identities for refunds returned along the paths taken to make the purchases |
CA2910997A1 (en) * | 1999-04-30 | 2000-11-09 | Paypal, Inc. | System and method for electronically exchanging value among distributed users |
US7908216B1 (en) * | 1999-07-22 | 2011-03-15 | Visa International Service Association | Internet payment, authentication and loading system using virtual smart card |
US7720762B1 (en) | 2002-10-03 | 2010-05-18 | Gofigure Payments, Llc | System and method for electronically processing commercial transactions based upon threshold amount |
US7376583B1 (en) | 1999-08-10 | 2008-05-20 | Gofigure, L.L.C. | Device for making a transaction via a communications link |
DE60042009D1 (en) * | 1999-08-12 | 2009-05-28 | Panasonic Corp | ELECTRONIC INFORMATION SECURITY SYSTEM |
CN100468469C (en) | 1999-09-16 | 2009-03-11 | 松下电器产业株式会社 | Electronic wallet |
BR0002907A (en) * | 1999-11-10 | 2001-06-12 | It S Cash Ltd | Process and system for conducting anonymous electronic operations |
KR100867132B1 (en) * | 1999-11-24 | 2008-11-06 | 김종건 | Electronic Commerce Method on the Internet |
ES2201808T3 (en) * | 1999-12-23 | 2004-03-16 | Swisscom Mobile Ag | PROCEDURE AND PAYMENT TRANSACTION SYSTEM. |
US7395241B1 (en) | 2000-01-19 | 2008-07-01 | Intuit Inc. | Consumer-directed financial transfers using automated clearinghouse networks |
US20020162008A1 (en) * | 2000-01-28 | 2002-10-31 | Vincent Hill | Method and system for controlling access to a telecommunication or internet system |
JP2001222740A (en) * | 2000-02-09 | 2001-08-17 | Sony Corp | Electronic money system and electronic money terminal device |
US20020038277A1 (en) * | 2000-02-22 | 2002-03-28 | Yuan Frank S. | Innovative financing method and system therefor |
US7233926B2 (en) * | 2000-03-07 | 2007-06-19 | Thomson Licensing | Electronic wallet system with secure inter-purses operations |
US20040186996A1 (en) * | 2000-03-29 | 2004-09-23 | Gibbs Benjamin K. | Unique digital signature |
DE10020565A1 (en) * | 2000-04-27 | 2001-10-31 | Deutsche Post Ag | Process in which a customer retrieves monetary information from a loading point |
US7111166B2 (en) * | 2000-05-15 | 2006-09-19 | Fortress U&T Div. M-Systems Flash Disk Pioneers Ltd. | Extending the range of computational fields of integers |
BR0111117A (en) * | 2000-05-24 | 2004-07-06 | Duocash Inc | System and method for use on prepaid card systems for making payments over the internet |
AU2001277033A1 (en) | 2000-07-20 | 2002-02-05 | Citicorp Development Center, Inc. | Method and system for performing a cash transaction with a self-service financial transaction terminal |
JP2002109425A (en) * | 2000-09-29 | 2002-04-12 | Mitsubishi Electric Corp | Electronic money, electronic store and electronic bank |
US7660740B2 (en) | 2000-10-16 | 2010-02-09 | Ebay Inc. | Method and system for listing items globally and regionally, and customized listing according to currency or shipping area |
US7318049B2 (en) * | 2000-11-17 | 2008-01-08 | Gregory Fx Iannacci | System and method for an automated benefit recognition, acquisition, value exchange, and transaction settlement system using multivariable linear and nonlinear modeling |
AU2002224806A1 (en) * | 2000-12-09 | 2002-06-18 | International Business Machines Corporation | Aging of electronic payment units |
US8098820B2 (en) * | 2001-03-14 | 2012-01-17 | Thomson Licensing | Conditional access system for broadcast digital television |
US7580988B2 (en) * | 2001-04-05 | 2009-08-25 | Intertrust Technologies Corporation | System and methods for managing the distribution of electronic content |
US7249069B2 (en) * | 2001-08-27 | 2007-07-24 | United Parcel Service Of America, Inc. | International cash-on-delivery system and method |
US7752266B2 (en) | 2001-10-11 | 2010-07-06 | Ebay Inc. | System and method to facilitate translation of communications between entities over a network |
US7979348B2 (en) | 2002-04-23 | 2011-07-12 | Clearing House Payments Co Llc | Payment identification code and payment system using the same |
EP1508111A4 (en) * | 2002-05-10 | 2006-06-07 | Us Bancorp | Automated transaction processing system and approach |
US8078505B2 (en) | 2002-06-10 | 2011-12-13 | Ebay Inc. | Method and system for automatically updating a seller application utilized in a network-based transaction facility |
CA2420324A1 (en) * | 2003-03-04 | 2004-09-04 | Bruno Paillard | Active seat suspension |
GB0305806D0 (en) | 2003-03-13 | 2003-04-16 | Ecebs Ltd | Smartcard based value transfer |
US20040215695A1 (en) * | 2003-03-31 | 2004-10-28 | Sue-Chen Hsu | Method and system for implementing accurate and convenient online transactions in a loosely coupled environments |
US20040199421A1 (en) * | 2003-04-04 | 2004-10-07 | Oda Lisa Maureen | Method and system to discharge a liability associated with a proprietary currency |
US9881308B2 (en) | 2003-04-11 | 2018-01-30 | Ebay Inc. | Method and system to facilitate an online promotion relating to a network-based marketplace |
US7742985B1 (en) | 2003-06-26 | 2010-06-22 | Paypal Inc. | Multicurrency exchanges between participants of a network-based transaction facility |
US8725607B2 (en) | 2004-01-30 | 2014-05-13 | The Clearing House Payments Company LLC | Electronic payment clearing and check image exchange systems and methods |
US7822653B2 (en) * | 2004-06-09 | 2010-10-26 | Syncada Llc | Transaction accounting payment and classification system and approach |
US20050278255A1 (en) * | 2004-06-09 | 2005-12-15 | Hahn-Carlson Dean W | Transaction data exchange system and approach |
US7574386B2 (en) * | 2004-06-09 | 2009-08-11 | U.S. Bank National Association | Transaction accounting auditing approach and system therefor |
US8762238B2 (en) | 2004-06-09 | 2014-06-24 | Syncada Llc | Recurring transaction processing system and approach |
US8126785B2 (en) * | 2004-06-09 | 2012-02-28 | Syncada Llc | Automated transaction accounting processing engine and approach |
US7392934B2 (en) * | 2004-06-09 | 2008-07-01 | U.S. Bank National Association | Transaction accounting processing system and approach |
AU2005255453B2 (en) * | 2004-06-09 | 2007-11-08 | Syncada Llc | Financial institution-based transaction processing system and approach |
US7925551B2 (en) | 2004-06-09 | 2011-04-12 | Syncada Llc | Automated transaction processing system and approach |
AU2005255456B2 (en) | 2004-06-09 | 2007-09-13 | Syncada Llc | Order-resource fulfillment and management system and approach |
CA2572227C (en) * | 2004-06-25 | 2017-03-07 | Ian Charles Ogilvy | A transaction processing method, apparatus and system |
MD3964C2 (en) * | 2004-07-05 | 2010-04-30 | Bankinter А.О. | Method for withdrawal of cash at cash dispensers without a card, by means of a payment order via SMS |
US20060167791A1 (en) * | 2004-12-29 | 2006-07-27 | Hahn-Carlson Dean W | Multi-party transaction processing system and approach |
US20060167792A1 (en) * | 2004-12-29 | 2006-07-27 | Hahn-Carlson Dean W | Multi-supplier transaction and payment programmed processing system and approach |
US7970671B2 (en) * | 2005-04-12 | 2011-06-28 | Syncada Llc | Automated transaction processing system and approach with currency conversion |
US7818811B2 (en) * | 2005-12-05 | 2010-10-19 | Microsoft Corporation | Off-line economies for digital media |
US9704174B1 (en) | 2006-05-25 | 2017-07-11 | Sean I. Mcghie | Conversion of loyalty program points to commerce partner points per terms of a mutual agreement |
US10062062B1 (en) | 2006-05-25 | 2018-08-28 | Jbshbm, Llc | Automated teller machine (ATM) providing money for loyalty points |
US8668146B1 (en) | 2006-05-25 | 2014-03-11 | Sean I. Mcghie | Rewards program with payment artifact permitting conversion/transfer of non-negotiable credits to entity independent funds |
US7703673B2 (en) | 2006-05-25 | 2010-04-27 | Buchheit Brian K | Web based conversion of non-negotiable credits associated with an entity to entity independent negotiable funds |
US8684265B1 (en) | 2006-05-25 | 2014-04-01 | Sean I. Mcghie | Rewards program website permitting conversion/transfer of non-negotiable credits to entity independent funds |
US8639782B2 (en) | 2006-08-23 | 2014-01-28 | Ebay, Inc. | Method and system for sharing metadata between interfaces |
US8712884B2 (en) | 2006-10-06 | 2014-04-29 | Syncada Llc | Transaction finance processing system and approach |
US10068220B2 (en) | 2006-10-11 | 2018-09-04 | Visa International Service Association | Systems and methods for brokered authentication express seller links |
TW200834446A (en) | 2006-10-11 | 2008-08-16 | Visa Int Service Ass | Method and system for processing micropayment transactions |
US20080147479A1 (en) * | 2006-12-19 | 2008-06-19 | Ebay Inc. | Proprietor currency assignment system and method |
US20080189210A1 (en) * | 2007-02-05 | 2008-08-07 | Moremagic Solutions, Inc. | System and methods for roaming subscribers to replenish stored value accounts |
WO2009066443A1 (en) * | 2007-11-21 | 2009-05-28 | Nec Corporation | Electronic value exchange system, terminal device, and recovery device |
US8751337B2 (en) | 2008-01-25 | 2014-06-10 | Syncada Llc | Inventory-based payment processing system and approach |
US7827108B2 (en) * | 2008-11-21 | 2010-11-02 | Visa U.S.A. Inc. | System and method of validating a relationship between a user and a user account at a financial institution |
WO2010062974A1 (en) * | 2008-11-26 | 2010-06-03 | Syncada Llc | Methods and arrangements involving adaptive auditing and rating for disparate data processing |
US20100205054A1 (en) * | 2009-02-06 | 2010-08-12 | Hahn-Carlson Dean W | Contingency-based electronic auditing |
US9235831B2 (en) | 2009-04-22 | 2016-01-12 | Gofigure Payments, Llc | Mobile payment systems and methods |
US8280788B2 (en) | 2009-10-29 | 2012-10-02 | Visa International Service Association | Peer-to-peer and group financial management systems and methods |
US8676639B2 (en) | 2009-10-29 | 2014-03-18 | Visa International Service Association | System and method for promotion processing and authorization |
US20130030904A1 (en) | 2011-07-28 | 2013-01-31 | American Express Travel Related Services Company, Inc. | Systems and methods for generating and using a digital pass |
US20140067678A1 (en) * | 2012-09-02 | 2014-03-06 | Mpayme Ltd. | Dispute code system for secure mobile payment |
US11295308B1 (en) | 2014-10-29 | 2022-04-05 | The Clearing House Payments Company, L.L.C. | Secure payment processing |
US11042882B2 (en) | 2015-07-01 | 2021-06-22 | The Clearing House Payments Company, L.L.C. | Real-time payment system, method, apparatus, and computer program |
US11694168B2 (en) | 2015-07-01 | 2023-07-04 | The Clearing House Payments Company L.L.C. | Real-time payment system, method, apparatus, and computer program |
US10700875B1 (en) | 2017-05-01 | 2020-06-30 | Wells Fargo Bank, N.A. | Systems and methods for value transfers using signcryption |
US11436577B2 (en) | 2018-05-03 | 2022-09-06 | The Clearing House Payments Company L.L.C. | Bill pay service with federated directory model support |
US11138839B1 (en) | 2019-09-09 | 2021-10-05 | Vigzero Holdings, Llc | Method for automated peer-to-peer wager facilitation system |
Citations (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
GB2066540A (en) * | 1979-12-20 | 1981-07-08 | Lethaby & Co Ltd | Transaction device |
EP0172670A2 (en) * | 1984-07-27 | 1986-02-26 | Technion Research & Development Foundation | An apparatus for effecting and recording monetary transactions |
WO1991016691A1 (en) * | 1990-04-12 | 1991-10-31 | Jonhig Limited | Value transfer system |
EP0256768B1 (en) * | 1986-08-05 | 1994-03-02 | Oki Electric Industry Company, Limited | Transaction processing apparatus |
EP0363122B1 (en) * | 1988-10-03 | 1994-12-21 | Fujitsu Limited | Transaction authentication system |
Family Cites Families (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US4123747A (en) * | 1977-05-20 | 1978-10-31 | International Business Machines Corporation | Identity verification method and apparatus |
US4877950A (en) * | 1982-08-23 | 1989-10-31 | Paperless Accounting, Inc. | Electronic purse-device |
US4906828A (en) * | 1983-02-28 | 1990-03-06 | Paperless Accounting, Inc. | Electronic money purse and fund transfer system |
CA1321649C (en) * | 1988-05-19 | 1993-08-24 | Jeffrey R. Austin | Method and system for authentication |
FR2639742B2 (en) * | 1988-05-30 | 1992-03-13 | Dassault Electronique | TRANSACTION SYSTEM OF THE MIXED ELECTRONIC PURSE TYPE |
US5016274A (en) * | 1988-11-08 | 1991-05-14 | Silvio Micali | On-line/off-line digital signing |
-
1991
- 1991-10-16 GB GB919121995A patent/GB9121995D0/en active Pending
-
1992
- 1992-10-16 US US08/075,567 patent/US5440634A/en not_active Expired - Lifetime
- 1992-10-16 KR KR1019930701832A patent/KR0161670B1/en not_active IP Right Cessation
- 1992-10-16 RU RU93044495A patent/RU2137187C1/en active
- 1992-10-16 BR BR9205416A patent/BR9205416A/en not_active IP Right Cessation
- 1992-10-16 AU AU28886/92A patent/AU663739B2/en not_active Expired
- 1992-10-16 DE DE69215501T patent/DE69215501T2/en not_active Expired - Fee Related
- 1992-10-16 DK DK92922228.9T patent/DK0567610T3/da active
- 1992-10-16 AT AT92922228T patent/ATE145744T1/en not_active IP Right Cessation
- 1992-10-16 EP EP92922228A patent/EP0567610B1/en not_active Expired - Lifetime
- 1992-10-16 MD MD96-0345A patent/MD1402F2/en unknown
- 1992-10-16 PL PL92299825A patent/PL170265B1/en unknown
- 1992-10-16 JP JP5507544A patent/JP2853331B2/en not_active Expired - Lifetime
- 1992-10-16 ES ES92922228T patent/ES2096772T3/en not_active Expired - Lifetime
- 1992-10-16 CA CA002098481A patent/CA2098481C/en not_active Expired - Lifetime
- 1992-10-16 WO PCT/GB1992/001901 patent/WO1993008545A1/en active IP Right Grant
-
1993
- 1993-06-16 NO NO932217A patent/NO303893B1/en not_active IP Right Cessation
-
1997
- 1997-02-12 GR GR970400216T patent/GR3022528T3/en unknown
-
1998
- 1998-01-20 HK HK98100454A patent/HK1001573A1/en not_active IP Right Cessation
Patent Citations (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
GB2066540A (en) * | 1979-12-20 | 1981-07-08 | Lethaby & Co Ltd | Transaction device |
EP0172670A2 (en) * | 1984-07-27 | 1986-02-26 | Technion Research & Development Foundation | An apparatus for effecting and recording monetary transactions |
EP0256768B1 (en) * | 1986-08-05 | 1994-03-02 | Oki Electric Industry Company, Limited | Transaction processing apparatus |
EP0363122B1 (en) * | 1988-10-03 | 1994-12-21 | Fujitsu Limited | Transaction authentication system |
WO1991016691A1 (en) * | 1990-04-12 | 1991-10-31 | Jonhig Limited | Value transfer system |
Cited By (128)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5623547A (en) * | 1990-04-12 | 1997-04-22 | Jonhig Limited | Value transfer system |
US5455407A (en) * | 1991-11-15 | 1995-10-03 | Citibank, N.A. | Electronic-monetary system |
US5453601A (en) * | 1991-11-15 | 1995-09-26 | Citibank, N.A. | Electronic-monetary system |
US7028187B1 (en) | 1991-11-15 | 2006-04-11 | Citibank, N.A. | Electronic transaction apparatus for electronic commerce |
US6010067A (en) * | 1994-01-25 | 2000-01-04 | Dynamic Data Systems Pty. Ltd. | Mobile funds transaction device for transferring funds between remote banking facilities |
US5557516A (en) * | 1994-02-04 | 1996-09-17 | Mastercard International | System and method for conducting cashless transactions |
US6336095B1 (en) | 1994-04-28 | 2002-01-01 | Citibank, N.A. | Method for electronic merchandise dispute resolution |
US6088797A (en) * | 1994-04-28 | 2000-07-11 | Rosen; Sholom S. | Tamper-proof electronic processing device |
US5557518A (en) * | 1994-04-28 | 1996-09-17 | Citibank, N.A. | Trusted agents for open electronic commerce |
US6175921B1 (en) | 1994-04-28 | 2001-01-16 | Citibank, N.A. | Tamper-proof devices for unique identification |
US5878139A (en) * | 1994-04-28 | 1999-03-02 | Citibank, N.A. | Method for electronic merchandise dispute resolution |
AU696726B2 (en) * | 1994-04-28 | 1998-09-17 | Citibank, N.A. | Resolving disputes in open electronic commerce |
US7478239B1 (en) | 1994-04-28 | 2009-01-13 | Citibank, N.A. | Electronic ticket vending system |
WO1995030211A1 (en) * | 1994-04-28 | 1995-11-09 | Citibank, N.A. | Trusted agents for open electronic commerce |
US5703949A (en) * | 1994-04-28 | 1997-12-30 | Citibank, N.A. | Method for establishing secure communications among processing devices |
US5642419A (en) * | 1994-04-28 | 1997-06-24 | Citibank N.A. | Method for acquiring and revalidating an electronic credential |
US5621797A (en) * | 1994-04-28 | 1997-04-15 | Citibank, N.A. | Electronic ticket presentation and transfer method |
US5796831A (en) * | 1994-06-03 | 1998-08-18 | Gemplus | Method for conducting a transaction between a chip card and an information system |
FR2720848A1 (en) * | 1994-06-03 | 1995-12-08 | Gemplus Card Int | Method of conducting a transaction between a smart card and an information system. |
EP0686947A1 (en) * | 1994-06-03 | 1995-12-13 | Gemplus | Method for executing a transaction between an IC-card and an information system |
AU720200B2 (en) * | 1995-04-21 | 2000-05-25 | Citibank, N.A. | Electronic-monetary system |
WO1996033476A3 (en) * | 1995-04-21 | 1996-12-12 | Citibank Na | Electronic-monetary system |
WO1996033476A2 (en) * | 1995-04-21 | 1996-10-24 | Citibank, N.A. | Electronic-monetary system |
WO1996036024A1 (en) * | 1995-05-12 | 1996-11-14 | Koninklijke Ptt Nederland N.V. | Electronic payment system having several calculation units, electronic payment means, as well as a method for electronic payment |
NL1000352C2 (en) * | 1995-05-12 | 1996-11-13 | Nederland Ptt | Electronic payment system with different units of account, electronic payment method and method for electronic payment. |
GB2314663A (en) * | 1995-05-15 | 1998-01-07 | Mondex Int Ltd | Transaction recovery in a value transfer system |
WO1996036947A1 (en) * | 1995-05-15 | 1996-11-21 | Mondex International Limited | Transaction recovery in a value transfer system |
US5982293A (en) * | 1995-05-15 | 1999-11-09 | Mondex International Limited | Transaction recovery in a value transfer system |
GB2314663B (en) * | 1995-05-15 | 1998-10-07 | Mondex Int Ltd | Transaction recovery in a value transfer system |
US6354490B1 (en) | 1995-06-07 | 2002-03-12 | Citibank, N.A. | Integrated full service consumer banking system and system and method for opening an account |
US5745886A (en) * | 1995-06-07 | 1998-04-28 | Citibank, N.A. | Trusted agents for open distribution of electronic money |
US5692132A (en) * | 1995-06-07 | 1997-11-25 | Mastercard International, Inc. | System and method for conducting cashless transactions on a computer network |
WO1997002547A1 (en) * | 1995-07-06 | 1997-01-23 | Koninklijke Ptt Nederland N.V. | Method for tracing payment data in an anonymous payment system, as well as payment system in which the method is applied |
NL1000741C2 (en) * | 1995-07-06 | 1997-01-08 | Nederland Ptt | Method for tracking payment data in an anonymous payment system, as well as a payment system in which the method is applied |
AU694056B2 (en) * | 1995-07-06 | 1998-07-09 | Koninklijke Kpn N.V. | Method for tracing payment data in an anonymous payment system, as well as payment system in which the method is applied |
US5924084A (en) * | 1995-07-06 | 1999-07-13 | De Rooij; Peter Jacobus Nicolaas | Method for tracing payment data in an anonymous payment system |
WO1997008665A1 (en) * | 1995-08-30 | 1997-03-06 | Citibank, N.A. | System and method for commercial payments using trusted agents |
AU699117B2 (en) * | 1995-08-30 | 1998-11-19 | Citibank, N.A. | System and method for commercial payments using trusted agents |
EP0952562A3 (en) * | 1995-08-30 | 2005-04-20 | Citibank, N.A. | System and method for commercial payments using trusted agents |
US5671280A (en) * | 1995-08-30 | 1997-09-23 | Citibank, N.A. | System and method for commercial payments using trusted agents |
EP0952562A2 (en) * | 1995-08-30 | 1999-10-27 | Citibank, N.A. | System and method for commercial payments using trusted agents |
US5748740A (en) * | 1995-09-29 | 1998-05-05 | Dallas Semiconductor Corporation | Method, apparatus, system and firmware for secure transactions |
US6105013A (en) * | 1995-09-29 | 2000-08-15 | Dallas Semiconductor Corporation | Method, apparatus, system and firmware for secure transactions |
WO1997012344A2 (en) * | 1995-09-29 | 1997-04-03 | Dallas Semiconductor Corporation | Method, apparatus, system and firmware for secure transactions |
WO1997012344A3 (en) * | 1995-09-29 | 1997-05-15 | Dallas Semiconductor | Method, apparatus, system and firmware for secure transactions |
US5699528A (en) * | 1995-10-31 | 1997-12-16 | Mastercard International, Inc. | System and method for bill delivery and payment over a communications network |
AU688230B2 (en) * | 1996-03-19 | 1998-03-05 | Fujitsu Limited | Transaction method of electronic money system |
US5963924A (en) * | 1996-04-26 | 1999-10-05 | Verifone, Inc. | System, method and article of manufacture for the use of payment instrument holders and payment instruments in network electronic commerce |
US6016484A (en) * | 1996-04-26 | 2000-01-18 | Verifone, Inc. | System, method and article of manufacture for network electronic payment instrument and certification of payment and credit collection utilizing a payment |
US5987140A (en) * | 1996-04-26 | 1999-11-16 | Verifone, Inc. | System, method and article of manufacture for secure network electronic payment and credit collection |
WO1997042610A1 (en) * | 1996-05-07 | 1997-11-13 | France Telecom | Method for performing a double-signature secure electronic transaction |
FR2748591A1 (en) * | 1996-05-07 | 1997-11-14 | France Telecom | METHOD FOR PERFORMING A SECURE ELECTRONIC TRANSACTION WITH DOUBLE SIGNATURE |
US6373950B1 (en) | 1996-06-17 | 2002-04-16 | Hewlett-Packard Company | System, method and article of manufacture for transmitting messages within messages utilizing an extensible, flexible architecture |
US5812668A (en) * | 1996-06-17 | 1998-09-22 | Verifone, Inc. | System, method and article of manufacture for verifying the operation of a remote transaction clearance system utilizing a multichannel, extensible, flexible architecture |
US6026379A (en) * | 1996-06-17 | 2000-02-15 | Verifone, Inc. | System, method and article of manufacture for managing transactions in a high availability system |
US5889863A (en) * | 1996-06-17 | 1999-03-30 | Verifone, Inc. | System, method and article of manufacture for remote virtual point of sale processing utilizing a multichannel, extensible, flexible architecture |
US6178409B1 (en) * | 1996-06-17 | 2001-01-23 | Verifone, Inc. | System, method and article of manufacture for multiple-entry point virtual point of sale architecture |
US5850446A (en) * | 1996-06-17 | 1998-12-15 | Verifone, Inc. | System, method and article of manufacture for virtual point of sale processing utilizing an extensible, flexible architecture |
US5983208A (en) * | 1996-06-17 | 1999-11-09 | Verifone, Inc. | System, method and article of manufacture for handling transaction results in a gateway payment architecture utilizing a multichannel, extensible, flexible architecture |
US5987132A (en) * | 1996-06-17 | 1999-11-16 | Verifone, Inc. | System, method and article of manufacture for conditionally accepting a payment method utilizing an extensible, flexible architecture |
US6002767A (en) * | 1996-06-17 | 1999-12-14 | Verifone, Inc. | System, method and article of manufacture for a modular gateway server architecture |
US5943424A (en) * | 1996-06-17 | 1999-08-24 | Hewlett-Packard Company | System, method and article of manufacture for processing a plurality of transactions from a single initiation point on a multichannel, extensible, flexible architecture |
US6072870A (en) * | 1996-06-17 | 2000-06-06 | Verifone Inc. | System, method and article of manufacture for a gateway payment architecture utilizing a multichannel, extensible, flexible architecture |
US6253027B1 (en) | 1996-06-17 | 2001-06-26 | Hewlett-Packard Company | System, method and article of manufacture for exchanging software and configuration data over a multichannel, extensible, flexible architecture |
US6119105A (en) * | 1996-06-17 | 2000-09-12 | Verifone, Inc. | System, method and article of manufacture for initiation of software distribution from a point of certificate creation utilizing an extensible, flexible architecture |
US5828840A (en) * | 1996-08-06 | 1998-10-27 | Verifone, Inc. | Server for starting client application on client if client is network terminal and initiating client application on server if client is non network terminal |
US6304915B1 (en) | 1996-09-26 | 2001-10-16 | Hewlett-Packard Company | System, method and article of manufacture for a gateway system architecture with system administration information accessible from a browser |
US6070150A (en) * | 1996-10-18 | 2000-05-30 | Microsoft Corporation | Electronic bill presentment and payment system |
US6968319B1 (en) | 1996-10-18 | 2005-11-22 | Microsoft Corporation | Electronic bill presentment and payment system with bill dispute capabilities |
WO1998018107A1 (en) * | 1996-10-24 | 1998-04-30 | Fortress U & T Ltd. | Apparatus and methods for collecting value |
FR2757661A1 (en) * | 1996-12-24 | 1998-06-26 | Gemplus Card Int | METHOD FOR SECURE DATA TRANSFER THROUGH A COMMUNICATION NETWORK |
WO1998028719A1 (en) * | 1996-12-24 | 1998-07-02 | Gemplus S.C.A. | Method for secure transfer of data by a communication network |
US6058483A (en) * | 1996-12-24 | 2000-05-02 | Gemplus S. C. A. | Method for secure transfer of data by a communication network |
US7254561B1 (en) | 1997-05-15 | 2007-08-07 | Comex Electronics Ab | Method and device for performing electronic transactions |
US6061665A (en) * | 1997-06-06 | 2000-05-09 | Verifone, Inc. | System, method and article of manufacture for dynamic negotiation of a network payment framework |
US6839687B1 (en) | 1997-09-09 | 2005-01-04 | Microsoft Corporation | Consumer-based system and method for managing and paying electronic billing statements |
US6128603A (en) * | 1997-09-09 | 2000-10-03 | Dent; Warren T. | Consumer-based system and method for managing and paying electronic billing statements |
US6311167B1 (en) | 1997-12-22 | 2001-10-30 | Motorola, Inc. | Portable 2-way wireless financial messaging unit |
US6314519B1 (en) | 1997-12-22 | 2001-11-06 | Motorola, Inc. | Secure messaging system overlay for a selective call signaling system |
US6304857B1 (en) | 1998-06-08 | 2001-10-16 | Microsoft Corporation | Distributed electronic billing system with gateway interfacing biller and service center |
FR2782564A1 (en) * | 1998-08-20 | 2000-02-25 | Bull Cp8 | Electronic purse and payment protocol for making secure payments in different currencies, comprises storage of certificated conversion table and comparison of electronic signatures |
WO2000011621A1 (en) * | 1998-08-20 | 2000-03-02 | Bull Cp8 | Portable object such as an electronic purse for payment in different currencies and associated payment protocol |
WO2000031685A1 (en) * | 1998-11-20 | 2000-06-02 | Keycorp Limited | Multiple scheme electronic cash system |
US7797554B2 (en) | 1999-02-17 | 2010-09-14 | Nippon Telegraph And Telephone Corporation | Original data circulation method, system, apparatus, and computer readable medium |
US7853806B2 (en) | 1999-02-17 | 2010-12-14 | Nippon Telegraph And Telephone Corporation | Original, data circulation method, system, apparatus, and computer readable medium |
US7539873B2 (en) | 1999-02-17 | 2009-05-26 | Nippon Telegraph And Telephone Corporation | Original data circulation method, system, apparatus, and computer readable medium |
WO2001022373A1 (en) * | 1999-09-22 | 2001-03-29 | Ba Cards And Security B.V. (Bacs) | Method and system for performing a transaction between a client and a server over a network |
US8027913B1 (en) | 1999-11-29 | 2011-09-27 | Rani K. Yadav-Ranjan | Process and device for conducting electronic transactions |
US7603311B1 (en) | 1999-11-29 | 2009-10-13 | Yadav-Ranjan Rani K | Process and device for conducting electronic transactions |
US7593898B1 (en) | 1999-12-30 | 2009-09-22 | First Data Corporation | Method and system for payment transactions and shipment tracking over the internet |
US8924289B1 (en) | 2000-02-15 | 2014-12-30 | Jpmorgan Chase Bank, N.A. | International banking system and method |
US9946998B1 (en) | 2000-02-18 | 2018-04-17 | Jpmorgan Chase Bank, N.A. | System and method for electronic deposit of a financial instrument by banking customers from remote locations by use of a digital image |
WO2001093139A1 (en) * | 2000-05-31 | 2001-12-06 | Ntt Docomo, Inc. | Electronic value system |
US7107247B2 (en) | 2000-05-31 | 2006-09-12 | Ntt Docomo, Inc. | Electronic value system |
AU767786B2 (en) * | 2000-05-31 | 2003-11-27 | Ntt Docomo, Inc. | Electronic value system |
FR2811452A1 (en) * | 2000-07-07 | 2002-01-11 | Thomson Multimedia Sa | MICROPAYMENT TRANSACTION MANAGEMENT SYSTEM AND METHOD, CLIENT, MERCHANT AND FINANCIAL INTERMEDIATE DEVICES |
WO2002005226A1 (en) * | 2000-07-07 | 2002-01-17 | Thomson Licensing Sa | Micropayment transaction management method, client devices, trader and financial intermediary |
US7366698B1 (en) | 2000-08-11 | 2008-04-29 | Jpmorgan Chase Bank, N.A. | Trade receivable processing method and apparatus |
US8065231B1 (en) | 2000-08-11 | 2011-11-22 | Jpmorgan Chase Bank, N.A. | Trade receivable processing method and apparatus |
US7680735B1 (en) | 2000-08-11 | 2010-03-16 | Jpmorgan Chase Bank, N.A. | Trade receivable processing method and apparatus |
US7206768B1 (en) | 2000-08-14 | 2007-04-17 | Jpmorgan Chase Bank, N.A. | Electronic multiparty accounts receivable and accounts payable system |
FR2819664A1 (en) * | 2001-03-13 | 2002-07-19 | Laurent Francois Ernest Pele | Cryptographic method for transferring electronic money between two homologous supports each having a secret partition, with the transfer affected in such a way that there is no traceability of the money |
EP1403797A1 (en) * | 2001-07-05 | 2004-03-31 | Sony Corporation | Communication system using communication network and communication method |
EP1403797A4 (en) * | 2001-07-05 | 2007-01-31 | Sony Corp | Communication system using communication network and communication method |
US7334025B2 (en) | 2001-07-05 | 2008-02-19 | Sony Corporation | Communication system using communication network and communication method |
US10009743B2 (en) | 2001-08-13 | 2018-06-26 | Qualcomm Incorporated | System and method for providing subscribed applications on wireless devices over a wireless network |
US9203923B2 (en) | 2001-08-15 | 2015-12-01 | Qualcomm Incorporated | Data synchronization interface |
US11093907B2 (en) | 2002-01-15 | 2021-08-17 | Jpmorgan Chase Bank, N.A. | System and method for processing microtransactions |
US8429072B1 (en) | 2002-01-15 | 2013-04-23 | Jpmorgan Chase Bank, N.A. | System and method for processing microtransactions |
US9240089B2 (en) | 2002-03-25 | 2016-01-19 | Jpmorgan Chase Bank, N.A. | Systems and methods for time variable financial authentication |
FR2842631A1 (en) * | 2002-07-19 | 2004-01-23 | Grp Des Cartes Bancaires | METHOD FOR RECORDING IN A CHIP CARD AND CHIP CARD FOR CARRYING OUT THIS METHOD |
EP1383090A1 (en) * | 2002-07-19 | 2004-01-21 | Groupement Des Cartes Bancaires "Cb" | IC-card recording method and ic-card for implementing that method |
US10311412B1 (en) | 2003-03-28 | 2019-06-04 | Jpmorgan Chase Bank, N.A. | Method and system for providing bundled electronic payment and remittance advice |
US10275745B2 (en) | 2003-10-31 | 2019-04-30 | Jpmorgan Chase Bank, N.A. | Waterfall prioritized payment processing |
WO2005062219A1 (en) * | 2003-12-24 | 2005-07-07 | Fujino, Shigeru | Personal information storage device and mobile terminal |
US10043170B2 (en) | 2004-01-21 | 2018-08-07 | Qualcomm Incorporated | Application-based value billing in a wireless subscriber network |
US11308549B2 (en) | 2004-06-17 | 2022-04-19 | Jpmorgan Chase Bank, N.A. | Methods and systems for discounts management |
US10497016B1 (en) | 2004-06-17 | 2019-12-03 | Jpmorgan Chase Bank, N.A. | Methods and systems for discounts management |
US9185538B2 (en) | 2005-05-31 | 2015-11-10 | Qualcomm Incorporated | Wireless subscriber application and content distribution and differentiated pricing |
US9350875B2 (en) | 2005-05-31 | 2016-05-24 | Qualcomm Incorporated | Wireless subscriber billing and distribution |
US9020850B1 (en) | 2005-11-02 | 2015-04-28 | Jpmorgan Chase Bank, N.A. | Method and system for implementing effective governance of transactions between trading partners |
US9143622B2 (en) | 2006-02-17 | 2015-09-22 | Qualcomm Incorporated | Prepay accounts for applications, services and content for communication devices |
US9185234B2 (en) | 2006-02-22 | 2015-11-10 | Qualcomm Incorporated | Automated account mapping in a wireless subscriber billing system |
US8762270B1 (en) | 2007-08-10 | 2014-06-24 | Jpmorgan Chase Bank, N.A. | System and method for providing supplemental payment or transaction information |
US8112355B1 (en) | 2008-09-05 | 2012-02-07 | Jpmorgan Chase Bank, N.A. | Method and system for buyer centric dispute resolution in electronic payment system |
US9092447B1 (en) | 2008-10-20 | 2015-07-28 | Jpmorgan Chase Bank, N.A. | Method and system for duplicate detection |
US9460469B1 (en) | 2013-11-13 | 2016-10-04 | Jpmorgan Chase Bank, N.A. | System and method for financial services device usage |
US9058626B1 (en) | 2013-11-13 | 2015-06-16 | Jpmorgan Chase Bank, N.A. | System and method for financial services device usage |
Also Published As
Publication number | Publication date |
---|---|
KR0161670B1 (en) | 1999-03-20 |
GR3022528T3 (en) | 1997-05-31 |
NO932217D0 (en) | 1993-06-16 |
EP0567610B1 (en) | 1996-11-27 |
PL299825A1 (en) | 1994-04-18 |
JP2853331B2 (en) | 1999-02-03 |
RU2137187C1 (en) | 1999-09-10 |
CA2098481A1 (en) | 1993-04-17 |
KR930703657A (en) | 1993-11-30 |
DE69215501D1 (en) | 1997-01-09 |
MD1402F2 (en) | 2000-01-31 |
NO303893B1 (en) | 1998-09-14 |
ES2096772T3 (en) | 1997-03-16 |
CA2098481C (en) | 1999-07-06 |
DK0567610T3 (en) | 1997-02-17 |
GB9121995D0 (en) | 1991-11-27 |
EP0567610A1 (en) | 1993-11-03 |
US5440634A (en) | 1995-08-08 |
NO932217L (en) | 1993-08-12 |
PL170265B1 (en) | 1996-11-29 |
AU2888692A (en) | 1993-05-21 |
AU663739B2 (en) | 1995-10-19 |
HK1001573A1 (en) | 1998-06-26 |
ATE145744T1 (en) | 1996-12-15 |
BR9205416A (en) | 1994-05-17 |
JPH06503913A (en) | 1994-04-28 |
DE69215501T2 (en) | 1997-03-27 |
Similar Documents
Publication | Publication Date | Title |
---|---|---|
AU663739B2 (en) | Value transfer system | |
US5623547A (en) | Value transfer system | |
EP0479982B1 (en) | Value transfer system | |
CA2288727C (en) | Electronic transaction | |
US5596642A (en) | Network settlement performed on consolidated information | |
US5621796A (en) | Transferring information between transaction networks | |
US7379919B2 (en) | Method and system for conducting secure payments over a computer network | |
US5590197A (en) | Electronic payment system and method | |
US5633930A (en) | Common cryptographic key verification in a transaction network | |
EP0172670A2 (en) | An apparatus for effecting and recording monetary transactions | |
US20090150294A1 (en) | Systems and methods for authenticating financial transactions involving financial cards | |
US6321213B1 (en) | Electronic money processing method having a transaction fee collecting function and an electronic money storage apparatus for the same | |
AU2001257019B2 (en) | An improved method and system for conducting secure payments over a computer network | |
AU2001257019A1 (en) | An improved method and system for conducting secure payments over a computer network | |
JP2874341B2 (en) | Money transfer system | |
EP1125181A4 (en) | Apparatus for and method of electronic currency generation, transfer and redemption | |
EP0811282B1 (en) | Electronic transaction system and method | |
AU2007216920B2 (en) | An improved method and system for conducting secure payments over a computer network | |
AU2012201255B2 (en) | An improved method and system for conducting secure payments over a computer network |
Legal Events
Date | Code | Title | Description |
---|---|---|---|
WWE | Wipo information: entry into national phase |
Ref document number: 2098481 Country of ref document: CA |
|
AK | Designated states |
Kind code of ref document: A1 Designated state(s): AU BR CA JP KP KR NO PL RU US |
|
AL | Designated countries for regional patents |
Kind code of ref document: A1 Designated state(s): AT BE CH DE DK ES FR GB GR IE IT LU MC NL SE |
|
WWE | Wipo information: entry into national phase |
Ref document number: 1019930701832 Country of ref document: KR |
|
WWE | Wipo information: entry into national phase |
Ref document number: 1992922228 Country of ref document: EP |
|
WWE | Wipo information: entry into national phase |
Ref document number: 08075567 Country of ref document: US |
|
WWP | Wipo information: published in national office |
Ref document number: 1992922228 Country of ref document: EP |
|
EX32 | Extension under rule 32 effected after completion of technical preparation for international publication |
Free format text: AM,KG,MD,TJ,TM |
|
WWE | Wipo information: entry into national phase |
Ref document number: 96-0345 Country of ref document: MD |
|
WWG | Wipo information: grant in national office |
Ref document number: 1992922228 Country of ref document: EP |