US20080288283A1 - Health care financing system and method - Google Patents

Health care financing system and method Download PDF

Info

Publication number
US20080288283A1
US20080288283A1 US11/957,059 US95705907A US2008288283A1 US 20080288283 A1 US20080288283 A1 US 20080288283A1 US 95705907 A US95705907 A US 95705907A US 2008288283 A1 US2008288283 A1 US 2008288283A1
Authority
US
United States
Prior art keywords
health care
grant
criteria
systems
patient data
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
US11/957,059
Inventor
Byron S. Baldwin, JR.
Phillip Dolamore
Thomas Mahaney
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Family has litigation
First worldwide family litigation filed litigation Critical https://patents.darts-ip.com/?family=25492400&utm_source=google_patent&utm_medium=platform_link&utm_campaign=public_patent_search&patent=US20080288283(A1) "Global patent litigation dataset” by Darts-ip is licensed under a Creative Commons Attribution 4.0 International License.
Application filed by Individual filed Critical Individual
Priority to US11/957,059 priority Critical patent/US20080288283A1/en
Publication of US20080288283A1 publication Critical patent/US20080288283A1/en
Abandoned legal-status Critical Current

Links

Images

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/10—Office automation; Time management
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03—Credit; Loans; Processing thereof
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08—Insurance

Definitions

  • the present invention relates to the field of health care billing systems, and more particularly to financing health care treatment.
  • Public and private financial assistance programs of which there can be dozens at any time, have proven helpful in defraying some expenses experienced by health care providers in providing health care services to individuals of less than adequate means.
  • the suitability of individual assistance programs can vary depending upon the demographic, health care and financial data of each patient.
  • identifying suitable financial assistance programs can be difficult in view both of the changing number and type of financial assistance programs, and the inaccuracies associated with interpreting the demographic, health care and financial data.
  • the successful identification of suitable assistance programs can depend on the experience, training and knowledge of individual admitting and billing clerks employed by the health care provider.
  • a method for financing health care includes the steps of: receiving patient data in a data processing system; collecting from disparate health care grant systems health care grant information into a single database; identifying qualification criteria in the health care grant information; and, comparing the patient data to the qualification criteria and, if the patient data satisfies the criteria, creating a notification that the criteria have been met.
  • the patient data can include at least one of credit data, insurance data, and income data.
  • the health care grant information can include qualification criteria.
  • the health care grant system can be any suitable system, for example, Medicaid.
  • the single database can be accessed by the data processing system through an internet connection.
  • the health care grant information can be collected from the health care grant systems by accessing the systems and querying for such information, and such queries and responsive data can also be transmitted through an internet connection.
  • the health care grant information can also be collected from the health care grant systems by receiving information transmitted by the health care grant systems, as in periodic or intermittent updates.
  • the health care grant information can include health care grant amounts, and the method can further comprise the step of obtaining such health care grant amounts for health care grant systems which have criteria which have been satisfied by the patient data.
  • the grant amount can be compared to the health care costs of the patient. Financing can be obtained for any portion of the health care costs of the patient in excess of the grant amount.
  • a health care grant application can be provided for the health care grant system for which the criteria have been satisfied.
  • a system for obtaining health care financing includes a data processing system adapted to receive patient data and a single database having stored therein the health care grant information of a plurality of disparate health care grant systems.
  • the data processing system is adapted to identify qualification criteria in the health care grant information, to compare the patient data to the qualification criteria and, if the patient data satisfies the criteria, to create a notification that the criteria have been met.
  • the data processing system can comprise structure for collecting the health care grant information from the health care grant systems by accessing the systems and querying for the information.
  • the data processing system can comprise structure for collecting the health care grant information from the health care grant systems by receiving information transmitted by the health care grant systems, as in regular or intermittent updates.
  • the health care grant information can include health care grant amounts, and the system of the invention can obtain the grant amounts for the health care grant systems which have criteria which have been satisfied by the patient data.
  • the system further can comprise structure for comparing the grant amounts to health care costs for the patient, and for obtaining financing for any portion of the health care costs of the patient in excess of the amount of the grant.
  • the system can provide a health care grant application for the health care grant system for which the criteria have been satisfied.
  • a machine readable storage has stored thereon a computer program for financing health care.
  • the computer program has a plurality of code sections executable by a machine for causing the machine to perform the steps of: receiving patient data in a data processing system; collecting from disparate health care grant systems health care grant information into a single database; identifying qualification criteria in the health care grant information; comparing the patient data to the qualification criteria and, if the patient data satisfies the criteria, creating a notification that the criteria have been met.
  • FIG. 1 is a schematic diagram of a health care financing system according to the invention.
  • FIG. 2 is a flow diagram of a health care financing method according to the invention.
  • the present invention is a health care financing system in which health care grant information can be analyzed to determine whether a patient qualifies for a health care grant.
  • a health care financing system 10 according to the invention is shown in FIG. 1 .
  • a data processing system 14 is adapted to receive patient data.
  • the data processing system 14 will typically be operated by a health care provider 20 , although it is possible that the data processing system 14 could be operated by the patient 24 or by another person or entity.
  • the data processing system 14 includes a database 28 .
  • Health care grant systems maintain health care grant information in respective health care grant system databases 32 , 36 and 40 .
  • the illustrated embodiment includes three health care grant systems, it will be apparent that any number of health care grant systems and health care grant system databases are possible.
  • the health care grant systems can be selected from any suitable system which tracks programs which offer financial assistance to patients meeting qualification criteria. Such programs can include public programs such as Medicare and Medicaid, WAGES, TANF, and WIC programs, as well as private programs such as foundations and for-profit and not-for-profit entities offering health care financial assistance for qualifying applicants.
  • Health care grant information retrieved from the health care systems 32 , 36 and 40 can be stored in a single database.
  • the database can be associated with the health care provider 20 , as shown by the database 28 . It is also possible, however, that the database is located remotely from the health care provider 20 as indicated by the database 44 .
  • the remote database 44 can have an associated data processing system 54 . Access to the remote database 44 can be accomplished by any suitable methodology. In one aspect, access to the remote database 44 is accomplished through the Internet 50 .
  • the data processing system 54 can query health care grant systems 32 , 36 and 40 for health care grant information.
  • the responses including the health care grant information can be stored in the remote database 44 or in the database 28 of the health care provider 20 .
  • the health care grant systems update the databases with current health care grant information. These updates can be periodic, and can be performed so as to regularly update the database 28 or 44 with health care grant information. The updates can also be intermittent, such as whenever there is information to be updated or when a given amount of new information is available for update.
  • the transmission of the health care grant information and the queries can be transmitted over a suitable network medium such as the Internet 50 .
  • the patient data can include any suitable data useful or necessary for applying for or qualifying for health care grants.
  • the patient data can include credit data.
  • the patient data can include insurance data.
  • the patient data can further include income data.
  • an asset test is performed to determine financial aid eligibility.
  • a credit report can be used in lieu of such asset test.
  • patient data information typically is used by health care grant systems to make decisions as to health care grant qualifications which can be utilized.
  • qualification criteria can be identified in the health care grant information. This identification can be performed by a local data processing system 14 or by a remote data processing system 54 . In either case, the qualification criteria are compared to the patient data to determine if the patient data satisfies the criteria. This comparison can be performed by a local data processing system 14 or by a remote data processing system 54 .
  • the qualification criteria can include a debt to income ratio.
  • the debt to income ratio can be computed as an adjustable, programmable, benchmark for automatic approval or denials for financial aid.
  • the health care grant information that is obtained can include health care grant amounts for the health care grant systems. These amounts can then be compared with the amount of health care costs for the patient, to determine the balance to be paid by the patient. Arrangements can then be made to obtain financing for all or some portion of the health care costs of the patient that are in excess of the grant amount.
  • a notification is created to identify that a grant can be obtained.
  • This notification can be in the form of letter or e-mail correspondence identifying the particular grant, the grant amount, and any necessary application data.
  • the notification includes a printout or electronic form for applying for the grant.
  • the patient 24 or health care provider 20 or another third party, can then make application for the grant.
  • Prompt application for the grant is beneficial as grants can expire, grant amounts can change, and patient data can change with time.
  • FIG. 2 A flow diagram illustrating the method of the invention is shown in FIG. 2 .
  • the method begins with step 70 , wherein health care grant information is collected into a single database.
  • Patient data is received in step 74 .
  • the patient data can be used as part of the financial aid application process.
  • a phone number of the patient can be acquired.
  • an automatic reverse telephone number lookup can be performed in order to verify residence information included as part of the financial aid process.
  • qualification criteria is identified in step 78 .
  • step 82 the qualification criteria is compared to the patient data and it is determined if the patient data satisfies the qualification criteria. If not, the method cycles through a path 86 to compare the patient data qualification criteria from another health care grant system, whereupon the qualification criteria is again identified in step 78 . If the patient data satisfies the criteria, a notification is created in step 90 .
  • the invention also comprises a machine readable storage having stored thereon a computer program for financing health care.
  • the computer program has a plurality of code sections executable by a machine for causing the machine to perform the steps of receiving patient data in a data processing system; collecting from disparate health care grant systems health care grant information into a single database; identifying qualification criteria in the health care grant information; comparing the patient data to the qualification criteria and, if the patient data satisfies the criteria, creating a notification that the criteria have been met.

Abstract

A method for financing health care includes the steps of: receiving patient data in a data processing system; collecting from disparate health care grant systems health care grant information into a single database; identifying qualification criteria in the health care grant information; and, comparing the patient data to the qualification criteria and, if the patient data satisfies the criteria, creating a notification that the criteria have been met. A system for financing health care is also disclosed.

Description

    CROSS-REFERENCE TO RELATED APPLICATIONS
  • This application is a continuation of U.S. application Ser. No. 09/951,962, filed Sep. 13, 2001. The aforementioned application is incorporated herein by reference in its entirely.
    • BACKGROUND OF THE INVENTION
  • 1. Field of the Invention
  • The present invention relates to the field of health care billing systems, and more particularly to financing health care treatment.
  • 2. Background of the Invention
  • Current methods employed by health care organizations in the qualification of applicants for health care financial assistance generally include the manual interpretation of demographic, health care and financial data. The interpretation of such data can include the comparison of the data with written guidelines provided by public and private agencies offering health care financial assistance through grants, tax fund programs, and government programs such as Medicaid and Medicare. Additionally, many health care financial assistance programs require the interpretation of financial data, such as those obtainable through conventional credit reporting, as part of the grant process. Still, the interpretive result can be characterized as having less than desirable accuracy.
  • Public and private financial assistance programs, of which there can be dozens at any time, have proven helpful in defraying some expenses experienced by health care providers in providing health care services to individuals of less than adequate means. The suitability of individual assistance programs, however, can vary depending upon the demographic, health care and financial data of each patient. Yet, identifying suitable financial assistance programs can be difficult in view both of the changing number and type of financial assistance programs, and the inaccuracies associated with interpreting the demographic, health care and financial data. In many cases, the successful identification of suitable assistance programs can depend on the experience, training and knowledge of individual admitting and billing clerks employed by the health care provider.
    • SUMMARY OF THE INVENTION
  • A method for financing health care includes the steps of: receiving patient data in a data processing system; collecting from disparate health care grant systems health care grant information into a single database; identifying qualification criteria in the health care grant information; and, comparing the patient data to the qualification criteria and, if the patient data satisfies the criteria, creating a notification that the criteria have been met. The patient data can include at least one of credit data, insurance data, and income data. The health care grant information can include qualification criteria. The health care grant system can be any suitable system, for example, Medicaid.
  • The single database can be accessed by the data processing system through an internet connection. The health care grant information can be collected from the health care grant systems by accessing the systems and querying for such information, and such queries and responsive data can also be transmitted through an internet connection. The health care grant information can also be collected from the health care grant systems by receiving information transmitted by the health care grant systems, as in periodic or intermittent updates.
  • The health care grant information can include health care grant amounts, and the method can further comprise the step of obtaining such health care grant amounts for health care grant systems which have criteria which have been satisfied by the patient data. The grant amount can be compared to the health care costs of the patient. Financing can be obtained for any portion of the health care costs of the patient in excess of the grant amount. A health care grant application can be provided for the health care grant system for which the criteria have been satisfied.
  • A system for obtaining health care financing includes a data processing system adapted to receive patient data and a single database having stored therein the health care grant information of a plurality of disparate health care grant systems. The data processing system is adapted to identify qualification criteria in the health care grant information, to compare the patient data to the qualification criteria and, if the patient data satisfies the criteria, to create a notification that the criteria have been met.
  • The data processing system can comprise structure for collecting the health care grant information from the health care grant systems by accessing the systems and querying for the information. The data processing system can comprise structure for collecting the health care grant information from the health care grant systems by receiving information transmitted by the health care grant systems, as in regular or intermittent updates.
  • The health care grant information can include health care grant amounts, and the system of the invention can obtain the grant amounts for the health care grant systems which have criteria which have been satisfied by the patient data. The system further can comprise structure for comparing the grant amounts to health care costs for the patient, and for obtaining financing for any portion of the health care costs of the patient in excess of the amount of the grant. The system can provide a health care grant application for the health care grant system for which the criteria have been satisfied.
  • A machine readable storage according to the invention has stored thereon a computer program for financing health care. The computer program has a plurality of code sections executable by a machine for causing the machine to perform the steps of: receiving patient data in a data processing system; collecting from disparate health care grant systems health care grant information into a single database; identifying qualification criteria in the health care grant information; comparing the patient data to the qualification criteria and, if the patient data satisfies the criteria, creating a notification that the criteria have been met.
    • BRIEF DESCRIPTION OF THE DRAWINGS
  • There are shown in the drawings embodiments which are presently preferred, it being understood, however, that the invention is not limited to the precise arrangements and instrumentalities shown, wherein:
  • FIG. 1 is a schematic diagram of a health care financing system according to the invention; and,
  • FIG. 2 is a flow diagram of a health care financing method according to the invention.
    •  DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENT
  • The present invention is a health care financing system in which health care grant information can be analyzed to determine whether a patient qualifies for a health care grant. A health care financing system 10 according to the invention is shown in FIG. 1. In the health care financing system 10 of the present invention, a data processing system 14 is adapted to receive patient data. The data processing system 14 will typically be operated by a health care provider 20, although it is possible that the data processing system 14 could be operated by the patient 24 or by another person or entity. In one aspect of the invention, the data processing system 14 includes a database 28.
  • Health care grant systems maintain health care grant information in respective health care grant system databases 32, 36 and 40. Although the illustrated embodiment includes three health care grant systems, it will be apparent that any number of health care grant systems and health care grant system databases are possible. The health care grant systems can be selected from any suitable system which tracks programs which offer financial assistance to patients meeting qualification criteria. Such programs can include public programs such as Medicare and Medicaid, WAGES, TANF, and WIC programs, as well as private programs such as foundations and for-profit and not-for-profit entities offering health care financial assistance for qualifying applicants.
  • Health care grant information retrieved from the health care systems 32, 36 and 40 can be stored in a single database. The database can be associated with the health care provider 20, as shown by the database 28. It is also possible, however, that the database is located remotely from the health care provider 20 as indicated by the database 44. The remote database 44 can have an associated data processing system 54. Access to the remote database 44 can be accomplished by any suitable methodology. In one aspect, access to the remote database 44 is accomplished through the Internet 50.
  • The data processing system 54 can query health care grant systems 32, 36 and 40 for health care grant information. The responses including the health care grant information can be stored in the remote database 44 or in the database 28 of the health care provider 20. In another aspect, the health care grant systems update the databases with current health care grant information. These updates can be periodic, and can be performed so as to regularly update the database 28 or 44 with health care grant information. The updates can also be intermittent, such as whenever there is information to be updated or when a given amount of new information is available for update. The transmission of the health care grant information and the queries can be transmitted over a suitable network medium such as the Internet 50.
  • The patient data can include any suitable data useful or necessary for applying for or qualifying for health care grants. For instance, the patient data can include credit data. Also, the patient data can include insurance data. Finally, the patient data can further include income data. Typically, when applying for Medicare and Medicaid, an asset test is performed to determine financial aid eligibility. In the present invention, a credit report can be used in lieu of such asset test. Still, these examples are not intended to be limiting and are only exemplary of possible patient data. In particular, as is known in the art, such patient data information typically is used by health care grant systems to make decisions as to health care grant qualifications which can be utilized.
  • Qualification criteria can be identified in the health care grant information. This identification can be performed by a local data processing system 14 or by a remote data processing system 54. In either case, the qualification criteria are compared to the patient data to determine if the patient data satisfies the criteria. This comparison can be performed by a local data processing system 14 or by a remote data processing system 54. For example, in one aspect of the invention, the qualification criteria can include a debt to income ratio. In particular, the debt to income ratio can be computed as an adjustable, programmable, benchmark for automatic approval or denials for financial aid.
  • The health care grant information that is obtained can include health care grant amounts for the health care grant systems. These amounts can then be compared with the amount of health care costs for the patient, to determine the balance to be paid by the patient. Arrangements can then be made to obtain financing for all or some portion of the health care costs of the patient that are in excess of the grant amount.
  • Upon determining that the patient data satisfies the qualification criteria, a notification is created to identify that a grant can be obtained. This notification can be in the form of letter or e-mail correspondence identifying the particular grant, the grant amount, and any necessary application data. In one aspect, the notification includes a printout or electronic form for applying for the grant. The patient 24 or health care provider 20, or another third party, can then make application for the grant. Prompt application for the grant is beneficial as grants can expire, grant amounts can change, and patient data can change with time.
  • A flow diagram illustrating the method of the invention is shown in FIG. 2. The method begins with step 70, wherein health care grant information is collected into a single database. Patient data is received in step 74. The patient data can be used as part of the financial aid application process. Notably, in step 74 a phone number of the patient can be acquired. Subsequently, an automatic reverse telephone number lookup can be performed in order to verify residence information included as part of the financial aid process.
  • Qualification criteria is identified in step 78. In step 82 the qualification criteria is compared to the patient data and it is determined if the patient data satisfies the qualification criteria. If not, the method cycles through a path 86 to compare the patient data qualification criteria from another health care grant system, whereupon the qualification criteria is again identified in step 78. If the patient data satisfies the criteria, a notification is created in step 90.
  • The invention also comprises a machine readable storage having stored thereon a computer program for financing health care. The computer program has a plurality of code sections executable by a machine for causing the machine to perform the steps of receiving patient data in a data processing system; collecting from disparate health care grant systems health care grant information into a single database; identifying qualification criteria in the health care grant information; comparing the patient data to the qualification criteria and, if the patient data satisfies the criteria, creating a notification that the criteria have been met.
  • This invention can be embodied in other forms without departing from the spirit or essential attributes thereof, and accordingly, reference should be had to the following claims, rather than the foregoing specification, as indicating the scope of the invention.

Claims (26)

1. A method for financing health care, comprising the steps of:
receiving patient data in a data processing system;
collecting from disparate health care grant systems health care grant information into a single database; and,
identifying qualification criteria in said health care grant information; and,
comparing the patient data to the qualification criteria and, if said patient data satisfies said criteria, creating a notification that said criteria have been met.
2. The method of claim 1, wherein said patient data comprises credit data.
3. The method of claim 1, wherein said patient data comprises insurance data.
4. The method of claim 1, wherein said patient data comprises income data.
5. The method of claim 1, wherein said database is accessed by said data processing system over the Internet.
6. The method of claim 1, wherein said health care grant information is collected from said health care grant systems by accessing said systems.
7. The method of claim 1, wherein said health care grant information is collected from said health care grant systems by receiving information transmitted by said health care grant systems.
8. The method of claim 1, wherein said health care grant system is Medicaid.
9. The method of claim 1, wherein said health care grant information includes health care grant amounts, and further comprising the step of obtaining health care grant amounts for health care grant systems which have criteria which have been satisfied by said patient data.
10. The method of claim 9, further comprising the step of comparing said grant amount to health care costs for said patient.
11. The method of claim 10, further comprising the step of obtaining financing for any portion of the health care costs of said patient in excess of said grant amount.
12. The method of claim 1, further comprising the step of providing a health care grant application for health care grant systems for which said criteria have been satisfied.
13-24. (canceled)
25. A machine readable storage, having stored thereon a computer program for financing health care, said computer program having a plurality of code sections executable by a machine for causing the machine to perform the steps of:
receiving patient data in a data processing system;
collecting from disparate health care grant systems health care grant information into a single database; and,
identifying qualification criteria in said health care grant information; and,
comparing the patient data to the qualification criteria and, if said patient data satisfies said criteria, creating a notification that said criteria have been met.
26. A system for obtaining health care financing, comprising:
a data processing system adapted to receive patient data;
a database comprising health care grant information collected from disparate health care grant systems;
said data processing system being adapted to identify qualification criteria in said health care grant information, to compare the patient data to the qualification criteria and, if said patient data satisfies said criteria, to create a notification that said criteria have been met.
27. The system of claim 26, wherein said patient data comprises credit data.
28. The system of claim 26, wherein said patient data comprises insurance data.
29. The system of claim 26, wherein said patient data comprises income data.
30. The system of claim 26, wherein said database and said data processing system are connected through an internet connection.
31. The system of claim 26, wherein said data processing system comprises structure for collecting said health care grant information from said health care grant systems by accessing said systems.
32. The system of claim 26, wherein said data processing system comprises structure for collecting said health care grant information from said health care grant systems by receiving information transmitted by said health care grant systems.
33. The system of claim 26, wherein said health care grant system is Medicaid.
34. The system of claim 26, wherein said health care grant information includes health care grant amounts, said system obtaining said grant amounts for health care grant systems which have criteria which have been satisfied by said patient data.
35. The system of claim 34, wherein said system further comprises structure for comparing said grant amounts to health care costs for said patient.
36. The system of claim 35, further comprising structure for obtaining financing for any portion of the health care costs of said patient in excess of said amount of said grant.
37. The system of claim 26, further comprising structure for providing a health care grant application for the health care grant system for which said criteria have been satisfied.
US11/957,059 2001-09-13 2007-12-14 Health care financing system and method Abandoned US20080288283A1 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
US11/957,059 US20080288283A1 (en) 2001-09-13 2007-12-14 Health care financing system and method

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US09/951,962 US7333937B2 (en) 2001-09-13 2001-09-13 Health care financing method
US11/957,059 US20080288283A1 (en) 2001-09-13 2007-12-14 Health care financing system and method

Related Parent Applications (1)

Application Number Title Priority Date Filing Date
US09/951,962 Continuation US7333937B2 (en) 2001-09-13 2001-09-13 Health care financing method

Publications (1)

Publication Number Publication Date
US20080288283A1 true US20080288283A1 (en) 2008-11-20

Family

ID=25492400

Family Applications (5)

Application Number Title Priority Date Filing Date
US09/951,962 Expired - Fee Related US7333937B2 (en) 2001-09-13 2001-09-13 Health care financing method
US11/957,059 Abandoned US20080288283A1 (en) 2001-09-13 2007-12-14 Health care financing system and method
US12/018,342 Expired - Fee Related US8185408B2 (en) 2001-09-13 2008-01-23 Health care financing system and method
US13/451,488 Abandoned US20120265553A1 (en) 2001-09-13 2012-04-19 Health care financing system and method
US13/900,491 Abandoned US20140172440A9 (en) 2001-09-13 2013-05-22 Health care financing system and method

Family Applications Before (1)

Application Number Title Priority Date Filing Date
US09/951,962 Expired - Fee Related US7333937B2 (en) 2001-09-13 2001-09-13 Health care financing method

Family Applications After (3)

Application Number Title Priority Date Filing Date
US12/018,342 Expired - Fee Related US8185408B2 (en) 2001-09-13 2008-01-23 Health care financing system and method
US13/451,488 Abandoned US20120265553A1 (en) 2001-09-13 2012-04-19 Health care financing system and method
US13/900,491 Abandoned US20140172440A9 (en) 2001-09-13 2013-05-22 Health care financing system and method

Country Status (1)

Country Link
US (5) US7333937B2 (en)

Cited By (64)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20060111940A1 (en) * 2004-09-01 2006-05-25 Search America Inc. Method and apparatus for assessing credit for healthcare patients
US7991689B1 (en) 2008-07-23 2011-08-02 Experian Information Solutions, Inc. Systems and methods for detecting bust out fraud using credit data
US8364588B2 (en) 2007-05-25 2013-01-29 Experian Information Solutions, Inc. System and method for automated detection of never-pay data sets
US8412593B1 (en) 2008-10-07 2013-04-02 LowerMyBills.com, Inc. Credit card matching
US8626646B2 (en) 2006-10-05 2014-01-07 Experian Information Solutions, Inc. System and method for generating a finance attribute from tradeline data
US8744956B1 (en) 2010-07-01 2014-06-03 Experian Information Solutions, Inc. Systems and methods for permission arbitrated transaction services
US8782217B1 (en) 2010-11-10 2014-07-15 Safetyweb, Inc. Online identity management
US8799148B2 (en) 2006-08-31 2014-08-05 Rohan K. K. Chandran Systems and methods of ranking a plurality of credit card offers
US8930262B1 (en) 2010-11-02 2015-01-06 Experian Technology Ltd. Systems and methods of assisted strategy design
US8931058B2 (en) 2010-07-01 2015-01-06 Experian Information Solutions, Inc. Systems and methods for permission arbitrated transaction services
US8954459B1 (en) 2008-06-26 2015-02-10 Experian Marketing Solutions, Inc. Systems and methods for providing an integrated identifier
US9147042B1 (en) 2010-11-22 2015-09-29 Experian Information Solutions, Inc. Systems and methods for data verification
US9230283B1 (en) 2007-12-14 2016-01-05 Consumerinfo.Com, Inc. Card registry systems and methods
US9256904B1 (en) 2008-08-14 2016-02-09 Experian Information Solutions, Inc. Multi-bureau credit file freeze and unfreeze
US9342783B1 (en) 2007-03-30 2016-05-17 Consumerinfo.Com, Inc. Systems and methods for data verification
USD759690S1 (en) 2014-03-25 2016-06-21 Consumerinfo.Com, Inc. Display screen or portion thereof with graphical user interface
USD759689S1 (en) 2014-03-25 2016-06-21 Consumerinfo.Com, Inc. Display screen or portion thereof with graphical user interface
USD760256S1 (en) 2014-03-25 2016-06-28 Consumerinfo.Com, Inc. Display screen or portion thereof with graphical user interface
US9400589B1 (en) 2002-05-30 2016-07-26 Consumerinfo.Com, Inc. Circular rotational interface for display of consumer credit information
US9406085B1 (en) 2013-03-14 2016-08-02 Consumerinfo.Com, Inc. System and methods for credit dispute processing, resolution, and reporting
US9443268B1 (en) 2013-08-16 2016-09-13 Consumerinfo.Com, Inc. Bill payment and reporting
US9477737B1 (en) 2013-11-20 2016-10-25 Consumerinfo.Com, Inc. Systems and user interfaces for dynamic access of multiple remote databases and synchronization of data based on user rules
US9529851B1 (en) 2013-12-02 2016-12-27 Experian Information Solutions, Inc. Server architecture for electronic data quality processing
US9536263B1 (en) 2011-10-13 2017-01-03 Consumerinfo.Com, Inc. Debt services candidate locator
US9542553B1 (en) 2011-09-16 2017-01-10 Consumerinfo.Com, Inc. Systems and methods of identity protection and management
US9558519B1 (en) 2011-04-29 2017-01-31 Consumerinfo.Com, Inc. Exposing reporting cycle information
US9607336B1 (en) 2011-06-16 2017-03-28 Consumerinfo.Com, Inc. Providing credit inquiry alerts
US9654541B1 (en) 2012-11-12 2017-05-16 Consumerinfo.Com, Inc. Aggregating user web browsing data
US9697263B1 (en) 2013-03-04 2017-07-04 Experian Information Solutions, Inc. Consumer data request fulfillment system
US9710852B1 (en) 2002-05-30 2017-07-18 Consumerinfo.Com, Inc. Credit report timeline user interface
US9721147B1 (en) 2013-05-23 2017-08-01 Consumerinfo.Com, Inc. Digital identity
US9830646B1 (en) 2012-11-30 2017-11-28 Consumerinfo.Com, Inc. Credit score goals and alerts systems and methods
US9853959B1 (en) 2012-05-07 2017-12-26 Consumerinfo.Com, Inc. Storage and maintenance of personal data
US9870589B1 (en) 2013-03-14 2018-01-16 Consumerinfo.Com, Inc. Credit utilization tracking and reporting
US9892457B1 (en) 2014-04-16 2018-02-13 Consumerinfo.Com, Inc. Providing credit data in search results
US10102570B1 (en) 2013-03-14 2018-10-16 Consumerinfo.Com, Inc. Account vulnerability alerts
US10102536B1 (en) 2013-11-15 2018-10-16 Experian Information Solutions, Inc. Micro-geographic aggregation system
US10169761B1 (en) 2013-03-15 2019-01-01 ConsumerInfo.com Inc. Adjustment of knowledge-based authentication
US10176233B1 (en) 2011-07-08 2019-01-08 Consumerinfo.Com, Inc. Lifescore
US10255598B1 (en) 2012-12-06 2019-04-09 Consumerinfo.Com, Inc. Credit card account data extraction
US10262362B1 (en) 2014-02-14 2019-04-16 Experian Information Solutions, Inc. Automatic generation of code for attributes
US10262364B2 (en) 2007-12-14 2019-04-16 Consumerinfo.Com, Inc. Card registry systems and methods
US10325314B1 (en) 2013-11-15 2019-06-18 Consumerinfo.Com, Inc. Payment reporting systems
US10373240B1 (en) 2014-04-25 2019-08-06 Csidentity Corporation Systems, methods and computer-program products for eligibility verification
US10566090B2 (en) 2014-01-06 2020-02-18 iVinci Partners, LLC Systems and methods of managing payments that enable linking accounts of multiple guarantors
US10621657B2 (en) 2008-11-05 2020-04-14 Consumerinfo.Com, Inc. Systems and methods of credit information reporting
US10664936B2 (en) 2013-03-15 2020-05-26 Csidentity Corporation Authentication systems and methods for on-demand products
US10671749B2 (en) 2018-09-05 2020-06-02 Consumerinfo.Com, Inc. Authenticated access and aggregation database platform
US10685398B1 (en) 2013-04-23 2020-06-16 Consumerinfo.Com, Inc. Presenting credit score information
US10735183B1 (en) 2017-06-30 2020-08-04 Experian Information Solutions, Inc. Symmetric encryption for private smart contracts among multiple parties in a private peer-to-peer network
US10757154B1 (en) 2015-11-24 2020-08-25 Experian Information Solutions, Inc. Real-time event-based notification system
US10909617B2 (en) 2010-03-24 2021-02-02 Consumerinfo.Com, Inc. Indirect monitoring and reporting of a user's credit data
US10911234B2 (en) 2018-06-22 2021-02-02 Experian Information Solutions, Inc. System and method for a token gateway environment
US10963434B1 (en) 2018-09-07 2021-03-30 Experian Information Solutions, Inc. Data architecture for supporting multiple search models
US11157997B2 (en) 2006-03-10 2021-10-26 Experian Information Solutions, Inc. Systems and methods for analyzing data
US11227001B2 (en) 2017-01-31 2022-01-18 Experian Information Solutions, Inc. Massive scale heterogeneous data ingestion and user resolution
US11238656B1 (en) 2019-02-22 2022-02-01 Consumerinfo.Com, Inc. System and method for an augmented reality experience via an artificial intelligence bot
US11315179B1 (en) 2018-11-16 2022-04-26 Consumerinfo.Com, Inc. Methods and apparatuses for customized card recommendations
US11620403B2 (en) 2019-01-11 2023-04-04 Experian Information Solutions, Inc. Systems and methods for secure data aggregation and computation
US11645344B2 (en) 2019-08-26 2023-05-09 Experian Health, Inc. Entity mapping based on incongruent entity data
US11880377B1 (en) 2021-03-26 2024-01-23 Experian Information Solutions, Inc. Systems and methods for entity resolution
US11887175B2 (en) 2006-08-31 2024-01-30 Cpl Assets, Llc Automatically determining a personalized set of programs or products including an interactive graphical user interface
US11941065B1 (en) 2019-09-13 2024-03-26 Experian Information Solutions, Inc. Single identifier platform for storing entity data
US11954731B2 (en) 2023-03-06 2024-04-09 Experian Information Solutions, Inc. System and method for generating a finance attribute from tradeline data

Families Citing this family (45)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9569797B1 (en) 2002-05-30 2017-02-14 Consumerinfo.Com, Inc. Systems and methods of presenting simulated credit score information
US7590557B2 (en) * 2003-11-19 2009-09-15 American Express Travel Related Services Company, Inc. Healthcare card incentive program for multiple users
US7922083B2 (en) * 2003-11-19 2011-04-12 Harrison Sarah E Payment programs for healthcare plans
US20100211493A9 (en) * 2003-11-19 2010-08-19 American Express Travel Related Services Company, Inc. Incentive Programs For Healthcare Cards
US8732004B1 (en) 2004-09-22 2014-05-20 Experian Information Solutions, Inc. Automated analysis of data to generate prospect notifications based on trigger events
US7905399B2 (en) 2004-11-19 2011-03-15 Barnes Brian T Linking transaction cards with spending accounts
US20070185802A1 (en) * 2004-11-19 2007-08-09 American Express Travel Related Services Company, Inc. Incentive Programs For Healthcare Cards
US20070185800A1 (en) * 2004-11-19 2007-08-09 Harrison Sarah E Spending Account Systems and Methods
US20100070409A1 (en) * 2004-11-19 2010-03-18 Harrison Sarah E Healthcare Card Incentive Program for Multiple Users
US7970626B2 (en) * 2005-07-08 2011-06-28 Oltine Acquistitions NY LLC Facilitating payments to health care providers
US8359278B2 (en) 2006-10-25 2013-01-22 IndentityTruth, Inc. Identity protection
US20080120234A1 (en) * 2006-11-17 2008-05-22 American Express Travel Related Services Company, Inc. Variable Revenue Sharing For Multiple Account Payment Instruments
US20080183627A1 (en) * 2007-01-29 2008-07-31 American Express Travel Related Services Company, Inc. Filtered healthcare payment card linked to tax-advantaged accounts
US8606666B1 (en) 2007-01-31 2013-12-10 Experian Information Solutions, Inc. System and method for providing an aggregation tool
US8606626B1 (en) 2007-01-31 2013-12-10 Experian Information Solutions, Inc. Systems and methods for providing a direct marketing campaign planning environment
US7949543B2 (en) * 2007-02-13 2011-05-24 Oltine Acquisitions NY LLC Methods, systems, and computer program products for promoting healthcare information technologies to card members
US20080197188A1 (en) * 2007-02-15 2008-08-21 American Express Travel Related Services Company, Inc. Transmission and capture of line-item-detail to assist in transaction substantiation and matching
US20090006135A1 (en) * 2007-06-26 2009-01-01 American Express Travel Related Services Company, Inc. Accelerated Payments for Health Care Plans
US20090006251A1 (en) * 2007-06-28 2009-01-01 American Express Travel Related Services Company, Inc. Universal rollover account
US9690820B1 (en) 2007-09-27 2017-06-27 Experian Information Solutions, Inc. Database system for triggering event notifications based on updates to database records
US20100174638A1 (en) 2009-01-06 2010-07-08 ConsumerInfo.com Report existence monitoring
EP2676197B1 (en) 2011-02-18 2018-11-28 CSidentity Corporation System and methods for identifying compromised personally identifiable information on the internet
US8819793B2 (en) 2011-09-20 2014-08-26 Csidentity Corporation Systems and methods for secure and efficient enrollment into a federation which utilizes a biometric repository
US11030562B1 (en) 2011-10-31 2021-06-08 Consumerinfo.Com, Inc. Pre-data breach monitoring
US20140236614A1 (en) * 2013-02-15 2014-08-21 Passport Health Communications, Inc. Financial Triage
US8812387B1 (en) 2013-03-14 2014-08-19 Csidentity Corporation System and method for identifying related credit inquiries
US11114194B2 (en) 2015-10-01 2021-09-07 Audacious Inquiry Network-based systems and methods for providing readmission notifications
WO2015054290A1 (en) * 2013-10-07 2015-04-16 Ckn Group, Inc. Systems and methods for interactive digital data collection
US10417380B1 (en) 2013-12-31 2019-09-17 Mckesson Corporation Systems and methods for determining and communicating a prescription benefit coverage denial to a prescriber
US10489552B2 (en) 2014-02-14 2019-11-26 Mckesson Corporation Systems and methods for determining and communicating patient incentive information to a prescriber
US20150269695A1 (en) * 2014-03-18 2015-09-24 Mckesson Financial Holdings Systems and methods for identifying financial assistance opportunities for medications as part of the processing of a healthcare transaction
US10339527B1 (en) 2014-10-31 2019-07-02 Experian Information Solutions, Inc. System and architecture for electronic fraud detection
US10445152B1 (en) 2014-12-19 2019-10-15 Experian Information Solutions, Inc. Systems and methods for dynamic report generation based on automatic modeling of complex data structures
US10157262B1 (en) 2015-03-10 2018-12-18 Mckesson Corporation Systems and methods for determining patient financial responsibility for multiple prescription products
US11151468B1 (en) 2015-07-02 2021-10-19 Experian Information Solutions, Inc. Behavior analysis using distributed representations of event data
US11410230B1 (en) 2015-11-17 2022-08-09 Consumerinfo.Com, Inc. Realtime access and control of secure regulated data
US11514137B1 (en) 2016-03-30 2022-11-29 Mckesson Corporation Alternative therapy identification system
US10999224B1 (en) 2017-02-01 2021-05-04 Mckesson Corporation Method and apparatus for parsing an electronic message and constructing multiple differently prioritized messages therefrom
US10699028B1 (en) 2017-09-28 2020-06-30 Csidentity Corporation Identity security architecture systems and methods
US10896472B1 (en) 2017-11-14 2021-01-19 Csidentity Corporation Security and identity verification system and architecture
US10862832B1 (en) 2018-07-24 2020-12-08 Mckesson Corporation Computing system and method for automatically reversing an action indicated by an electronic message
US11636548B1 (en) 2019-06-26 2023-04-25 Mckesson Corporation Method, apparatus, and computer program product for providing estimated prescription costs
US11562437B1 (en) 2019-06-26 2023-01-24 Mckesson Corporation Method, apparatus, and computer program product for providing estimated prescription costs
US11610240B1 (en) 2020-02-17 2023-03-21 Mckesson Corporation Method, apparatus, and computer program product for partitioning prescription transaction costs in an electronic prescription transaction
US11587657B2 (en) 2020-09-04 2023-02-21 Mckesson Corporation Method, apparatus, and computer program product for performing an alternative evaluation procedure in response to an electronic message

Citations (35)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6073A (en) * 1849-01-30 Combined spring rock-drilling machine
US4491725A (en) * 1982-09-29 1985-01-01 Pritchard Lawrence E Medical insurance verification and processing system
US4667292A (en) * 1984-02-16 1987-05-19 Iameter Incorporated Medical reimbursement computer system
US5018067A (en) * 1987-01-12 1991-05-21 Iameter Incorporated Apparatus and method for improved estimation of health resource consumption through use of diagnostic and/or procedure grouping and severity of illness indicators
US5301105A (en) * 1991-04-08 1994-04-05 Desmond D. Cummings All care health management system
US5359509A (en) * 1991-10-31 1994-10-25 United Healthcare Corporation Health care payment adjudication and review system
US5550734A (en) * 1993-12-23 1996-08-27 The Pharmacy Fund, Inc. Computerized healthcare accounts receivable purchasing collections securitization and management system
US5583760A (en) * 1992-05-22 1996-12-10 Beneficial Franchise Company, Inc. System for establishing and administering funded and post-funded charge accounts
US5644778A (en) * 1993-11-02 1997-07-01 Athena Of North America, Inc. Medical transaction system
US5699527A (en) * 1995-05-01 1997-12-16 Davidson; David Edward Method and system for processing loan
US5748907A (en) * 1993-10-25 1998-05-05 Crane; Harold E. Medical facility and business: automatic interactive dynamic real-time management
US5809478A (en) * 1995-12-08 1998-09-15 Allstate Insurance Company Method for accessing and evaluating information for processing an application for insurance
US5832447A (en) * 1994-05-24 1998-11-03 Envoy Corporation Automated system and method for providing real-time verification of health insurance eligibility
US6012035A (en) * 1993-07-08 2000-01-04 Integral Business Services, Inc. System and method for supporting delivery of health care
US6061657A (en) * 1998-02-18 2000-05-09 Iameter, Incorporated Techniques for estimating charges of delivering healthcare services that take complicating factors into account
US6067522A (en) * 1996-03-01 2000-05-23 Warady; Arthur D. Health and welfare benefit enrollment and billing system and method
US6112183A (en) * 1997-02-11 2000-08-29 United Healthcare Corporation Method and apparatus for processing health care transactions through a common interface in a distributed computing environment
US6148297A (en) * 1998-06-01 2000-11-14 Surgical Safety Products, Inc. Health care information and data tracking system and method
US6208734B1 (en) * 1996-12-18 2001-03-27 Nokia Mobile Phones Limited Holding device for a communications unit
US20010021910A1 (en) * 1999-09-03 2001-09-13 Steven Goldstein Method and system for providing pre and post operative support and care
US20010034618A1 (en) * 2000-02-24 2001-10-25 Kessler David G. Healthcare payment and compliance system
US20010037218A1 (en) * 2000-04-14 2001-11-01 Kaker Donald R. System and method for providing prescription assistance for indigent patients using programs provided by pharmaceutical manufacturers
US20010037288A1 (en) * 2000-03-21 2001-11-01 Bennett James D. Online purchasing system supporting lenders with affordability screening
US20010041990A1 (en) * 1995-04-13 2001-11-15 Ingenix, Inc. System for providing medical information
US20010044765A1 (en) * 2001-06-08 2001-11-22 Steven Wolberg Method for funding post-secondary education
US20010047325A1 (en) * 2000-03-03 2001-11-29 Lifewise Family Financial Security, Inc. Loans and lines of credit provided to terminally ill individuals
US20020028426A1 (en) * 2000-09-01 2002-03-07 Pasant Cynthia M. Method and system for electronic post-secondary education planning including user feedback
US20020082863A1 (en) * 2000-12-21 2002-06-27 Kleinke John D. Systems and methods for obtaining approval for medical reimbursements
US20020107849A1 (en) * 2000-11-01 2002-08-08 Hickey Matthew W. Scholarship search method and system
US20020116308A1 (en) * 2001-02-21 2002-08-22 Cunningham Guy N. Computerized asset verification system and method
US20020120538A1 (en) * 2001-02-08 2002-08-29 American Management Systems Multi-channel grants management system
US20020172911A1 (en) * 2001-04-12 2002-11-21 Inline Dental, Inc. Inline orthodontics system and methods
US20030023544A1 (en) * 2001-07-24 2003-01-30 Gary Chodes Method and system for affluent retiree advance
US20030036926A1 (en) * 2001-08-15 2003-02-20 Starkey Judith Edmonds Method for determining eligibility for an assistance program
US6542905B1 (en) * 1999-03-10 2003-04-01 Ltcq, Inc. Automated data integrity auditing system

Family Cites Families (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4359509A (en) * 1981-02-27 1982-11-16 Koehler Manufacturing Company Tubular positive electrode means for use in lead-acid storage batteries including shaped grid structure and self-registering grid complement means therefor
US6073104A (en) 1994-11-09 2000-06-06 Field; Richard G. System for invoice record management and asset-backed commercial paper program management
US6208973B1 (en) 1998-02-27 2001-03-27 Onehealthbank.Com Point of service third party financial management vehicle for the healthcare industry
SE523182C2 (en) * 1999-12-22 2004-03-30 Abb Ab Device comprising a control unit, an electromagnetic energy converter comprising an internal combustion engine with a mechanically free movable piston, use of the device and vehicles comprising said device
US20020087356A1 (en) * 2000-12-29 2002-07-04 Andros William T. Method and system for information retrieval and transfer
US20030002639A1 (en) * 2001-07-02 2003-01-02 Huie David L. Real-time call validation system

Patent Citations (37)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6073A (en) * 1849-01-30 Combined spring rock-drilling machine
US4491725A (en) * 1982-09-29 1985-01-01 Pritchard Lawrence E Medical insurance verification and processing system
US4667292A (en) * 1984-02-16 1987-05-19 Iameter Incorporated Medical reimbursement computer system
US5018067A (en) * 1987-01-12 1991-05-21 Iameter Incorporated Apparatus and method for improved estimation of health resource consumption through use of diagnostic and/or procedure grouping and severity of illness indicators
US5301105A (en) * 1991-04-08 1994-04-05 Desmond D. Cummings All care health management system
US5359509A (en) * 1991-10-31 1994-10-25 United Healthcare Corporation Health care payment adjudication and review system
US5583760A (en) * 1992-05-22 1996-12-10 Beneficial Franchise Company, Inc. System for establishing and administering funded and post-funded charge accounts
US6012035A (en) * 1993-07-08 2000-01-04 Integral Business Services, Inc. System and method for supporting delivery of health care
US5748907A (en) * 1993-10-25 1998-05-05 Crane; Harold E. Medical facility and business: automatic interactive dynamic real-time management
US6453297B1 (en) * 1993-11-02 2002-09-17 Athena Of North America, Inc. Medical transaction system
US5644778A (en) * 1993-11-02 1997-07-01 Athena Of North America, Inc. Medical transaction system
US5704044A (en) * 1993-12-23 1997-12-30 The Pharmacy Fund, Inc. Computerized healthcare accounts receivable purchasing, collections, securitization and management system
US5550734A (en) * 1993-12-23 1996-08-27 The Pharmacy Fund, Inc. Computerized healthcare accounts receivable purchasing collections securitization and management system
US5832447A (en) * 1994-05-24 1998-11-03 Envoy Corporation Automated system and method for providing real-time verification of health insurance eligibility
US20010041990A1 (en) * 1995-04-13 2001-11-15 Ingenix, Inc. System for providing medical information
US5699527A (en) * 1995-05-01 1997-12-16 Davidson; David Edward Method and system for processing loan
US5809478A (en) * 1995-12-08 1998-09-15 Allstate Insurance Company Method for accessing and evaluating information for processing an application for insurance
US6067522A (en) * 1996-03-01 2000-05-23 Warady; Arthur D. Health and welfare benefit enrollment and billing system and method
US6208734B1 (en) * 1996-12-18 2001-03-27 Nokia Mobile Phones Limited Holding device for a communications unit
US6112183A (en) * 1997-02-11 2000-08-29 United Healthcare Corporation Method and apparatus for processing health care transactions through a common interface in a distributed computing environment
US6061657A (en) * 1998-02-18 2000-05-09 Iameter, Incorporated Techniques for estimating charges of delivering healthcare services that take complicating factors into account
US6148297A (en) * 1998-06-01 2000-11-14 Surgical Safety Products, Inc. Health care information and data tracking system and method
US6542905B1 (en) * 1999-03-10 2003-04-01 Ltcq, Inc. Automated data integrity auditing system
US20010021910A1 (en) * 1999-09-03 2001-09-13 Steven Goldstein Method and system for providing pre and post operative support and care
US20010034618A1 (en) * 2000-02-24 2001-10-25 Kessler David G. Healthcare payment and compliance system
US20010047325A1 (en) * 2000-03-03 2001-11-29 Lifewise Family Financial Security, Inc. Loans and lines of credit provided to terminally ill individuals
US20010037288A1 (en) * 2000-03-21 2001-11-01 Bennett James D. Online purchasing system supporting lenders with affordability screening
US20010037218A1 (en) * 2000-04-14 2001-11-01 Kaker Donald R. System and method for providing prescription assistance for indigent patients using programs provided by pharmaceutical manufacturers
US20020028426A1 (en) * 2000-09-01 2002-03-07 Pasant Cynthia M. Method and system for electronic post-secondary education planning including user feedback
US20020107849A1 (en) * 2000-11-01 2002-08-08 Hickey Matthew W. Scholarship search method and system
US20020082863A1 (en) * 2000-12-21 2002-06-27 Kleinke John D. Systems and methods for obtaining approval for medical reimbursements
US20020120538A1 (en) * 2001-02-08 2002-08-29 American Management Systems Multi-channel grants management system
US20020116308A1 (en) * 2001-02-21 2002-08-22 Cunningham Guy N. Computerized asset verification system and method
US20020172911A1 (en) * 2001-04-12 2002-11-21 Inline Dental, Inc. Inline orthodontics system and methods
US20010044765A1 (en) * 2001-06-08 2001-11-22 Steven Wolberg Method for funding post-secondary education
US20030023544A1 (en) * 2001-07-24 2003-01-30 Gary Chodes Method and system for affluent retiree advance
US20030036926A1 (en) * 2001-08-15 2003-02-20 Starkey Judith Edmonds Method for determining eligibility for an assistance program

Cited By (151)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9710852B1 (en) 2002-05-30 2017-07-18 Consumerinfo.Com, Inc. Credit report timeline user interface
US9400589B1 (en) 2002-05-30 2016-07-26 Consumerinfo.Com, Inc. Circular rotational interface for display of consumer credit information
US7904306B2 (en) 2004-09-01 2011-03-08 Search America, Inc. Method and apparatus for assessing credit for healthcare patients
US20060111940A1 (en) * 2004-09-01 2006-05-25 Search America Inc. Method and apparatus for assessing credit for healthcare patients
US8452611B1 (en) 2004-09-01 2013-05-28 Search America, Inc. Method and apparatus for assessing credit for healthcare patients
US8930216B1 (en) 2004-09-01 2015-01-06 Search America, Inc. Method and apparatus for assessing credit for healthcare patients
US11157997B2 (en) 2006-03-10 2021-10-26 Experian Information Solutions, Inc. Systems and methods for analyzing data
US8799148B2 (en) 2006-08-31 2014-08-05 Rohan K. K. Chandran Systems and methods of ranking a plurality of credit card offers
US11887175B2 (en) 2006-08-31 2024-01-30 Cpl Assets, Llc Automatically determining a personalized set of programs or products including an interactive graphical user interface
US10963961B1 (en) 2006-10-05 2021-03-30 Experian Information Solutions, Inc. System and method for generating a finance attribute from tradeline data
US10121194B1 (en) 2006-10-05 2018-11-06 Experian Information Solutions, Inc. System and method for generating a finance attribute from tradeline data
US9563916B1 (en) 2006-10-05 2017-02-07 Experian Information Solutions, Inc. System and method for generating a finance attribute from tradeline data
US11631129B1 (en) 2006-10-05 2023-04-18 Experian Information Solutions, Inc System and method for generating a finance attribute from tradeline data
US8626646B2 (en) 2006-10-05 2014-01-07 Experian Information Solutions, Inc. System and method for generating a finance attribute from tradeline data
US9342783B1 (en) 2007-03-30 2016-05-17 Consumerinfo.Com, Inc. Systems and methods for data verification
US10437895B2 (en) 2007-03-30 2019-10-08 Consumerinfo.Com, Inc. Systems and methods for data verification
US11308170B2 (en) 2007-03-30 2022-04-19 Consumerinfo.Com, Inc. Systems and methods for data verification
US8364588B2 (en) 2007-05-25 2013-01-29 Experian Information Solutions, Inc. System and method for automated detection of never-pay data sets
US9251541B2 (en) 2007-05-25 2016-02-02 Experian Information Solutions, Inc. System and method for automated detection of never-pay data sets
US9542682B1 (en) 2007-12-14 2017-01-10 Consumerinfo.Com, Inc. Card registry systems and methods
US10262364B2 (en) 2007-12-14 2019-04-16 Consumerinfo.Com, Inc. Card registry systems and methods
US10614519B2 (en) 2007-12-14 2020-04-07 Consumerinfo.Com, Inc. Card registry systems and methods
US9767513B1 (en) 2007-12-14 2017-09-19 Consumerinfo.Com, Inc. Card registry systems and methods
US9230283B1 (en) 2007-12-14 2016-01-05 Consumerinfo.Com, Inc. Card registry systems and methods
US11379916B1 (en) 2007-12-14 2022-07-05 Consumerinfo.Com, Inc. Card registry systems and methods
US10878499B2 (en) 2007-12-14 2020-12-29 Consumerinfo.Com, Inc. Card registry systems and methods
US10075446B2 (en) 2008-06-26 2018-09-11 Experian Marketing Solutions, Inc. Systems and methods for providing an integrated identifier
US11769112B2 (en) 2008-06-26 2023-09-26 Experian Marketing Solutions, Llc Systems and methods for providing an integrated identifier
US8954459B1 (en) 2008-06-26 2015-02-10 Experian Marketing Solutions, Inc. Systems and methods for providing an integrated identifier
US11157872B2 (en) 2008-06-26 2021-10-26 Experian Marketing Solutions, Llc Systems and methods for providing an integrated identifier
US7991689B1 (en) 2008-07-23 2011-08-02 Experian Information Solutions, Inc. Systems and methods for detecting bust out fraud using credit data
US8001042B1 (en) 2008-07-23 2011-08-16 Experian Information Solutions, Inc. Systems and methods for detecting bust out fraud using credit data
US11004147B1 (en) 2008-08-14 2021-05-11 Experian Information Solutions, Inc. Multi-bureau credit file freeze and unfreeze
US9489694B2 (en) 2008-08-14 2016-11-08 Experian Information Solutions, Inc. Multi-bureau credit file freeze and unfreeze
US9256904B1 (en) 2008-08-14 2016-02-09 Experian Information Solutions, Inc. Multi-bureau credit file freeze and unfreeze
US10115155B1 (en) 2008-08-14 2018-10-30 Experian Information Solution, Inc. Multi-bureau credit file freeze and unfreeze
US9792648B1 (en) 2008-08-14 2017-10-17 Experian Information Solutions, Inc. Multi-bureau credit file freeze and unfreeze
US11636540B1 (en) 2008-08-14 2023-04-25 Experian Information Solutions, Inc. Multi-bureau credit file freeze and unfreeze
US10650448B1 (en) 2008-08-14 2020-05-12 Experian Information Solutions, Inc. Multi-bureau credit file freeze and unfreeze
US8412593B1 (en) 2008-10-07 2013-04-02 LowerMyBills.com, Inc. Credit card matching
US10621657B2 (en) 2008-11-05 2020-04-14 Consumerinfo.Com, Inc. Systems and methods of credit information reporting
US10909617B2 (en) 2010-03-24 2021-02-02 Consumerinfo.Com, Inc. Indirect monitoring and reporting of a user's credit data
US8931058B2 (en) 2010-07-01 2015-01-06 Experian Information Solutions, Inc. Systems and methods for permission arbitrated transaction services
US8744956B1 (en) 2010-07-01 2014-06-03 Experian Information Solutions, Inc. Systems and methods for permission arbitrated transaction services
US10417704B2 (en) 2010-11-02 2019-09-17 Experian Technology Ltd. Systems and methods of assisted strategy design
US8930262B1 (en) 2010-11-02 2015-01-06 Experian Technology Ltd. Systems and methods of assisted strategy design
US8782217B1 (en) 2010-11-10 2014-07-15 Safetyweb, Inc. Online identity management
US9147042B1 (en) 2010-11-22 2015-09-29 Experian Information Solutions, Inc. Systems and methods for data verification
US9684905B1 (en) 2010-11-22 2017-06-20 Experian Information Solutions, Inc. Systems and methods for data verification
US11861691B1 (en) 2011-04-29 2024-01-02 Consumerinfo.Com, Inc. Exposing reporting cycle information
US9558519B1 (en) 2011-04-29 2017-01-31 Consumerinfo.Com, Inc. Exposing reporting cycle information
US9665854B1 (en) 2011-06-16 2017-05-30 Consumerinfo.Com, Inc. Authentication alerts
US9607336B1 (en) 2011-06-16 2017-03-28 Consumerinfo.Com, Inc. Providing credit inquiry alerts
US11232413B1 (en) 2011-06-16 2022-01-25 Consumerinfo.Com, Inc. Authentication alerts
US10685336B1 (en) 2011-06-16 2020-06-16 Consumerinfo.Com, Inc. Authentication alerts
US10719873B1 (en) 2011-06-16 2020-07-21 Consumerinfo.Com, Inc. Providing credit inquiry alerts
US10115079B1 (en) 2011-06-16 2018-10-30 Consumerinfo.Com, Inc. Authentication alerts
US10798197B2 (en) 2011-07-08 2020-10-06 Consumerinfo.Com, Inc. Lifescore
US10176233B1 (en) 2011-07-08 2019-01-08 Consumerinfo.Com, Inc. Lifescore
US11665253B1 (en) 2011-07-08 2023-05-30 Consumerinfo.Com, Inc. LifeScore
US10061936B1 (en) 2011-09-16 2018-08-28 Consumerinfo.Com, Inc. Systems and methods of identity protection and management
US11087022B2 (en) 2011-09-16 2021-08-10 Consumerinfo.Com, Inc. Systems and methods of identity protection and management
US9542553B1 (en) 2011-09-16 2017-01-10 Consumerinfo.Com, Inc. Systems and methods of identity protection and management
US11790112B1 (en) 2011-09-16 2023-10-17 Consumerinfo.Com, Inc. Systems and methods of identity protection and management
US10642999B2 (en) 2011-09-16 2020-05-05 Consumerinfo.Com, Inc. Systems and methods of identity protection and management
US9972048B1 (en) 2011-10-13 2018-05-15 Consumerinfo.Com, Inc. Debt services candidate locator
US9536263B1 (en) 2011-10-13 2017-01-03 Consumerinfo.Com, Inc. Debt services candidate locator
US11200620B2 (en) 2011-10-13 2021-12-14 Consumerinfo.Com, Inc. Debt services candidate locator
US11356430B1 (en) 2012-05-07 2022-06-07 Consumerinfo.Com, Inc. Storage and maintenance of personal data
US9853959B1 (en) 2012-05-07 2017-12-26 Consumerinfo.Com, Inc. Storage and maintenance of personal data
US11012491B1 (en) 2012-11-12 2021-05-18 ConsumerInfor.com, Inc. Aggregating user web browsing data
US9654541B1 (en) 2012-11-12 2017-05-16 Consumerinfo.Com, Inc. Aggregating user web browsing data
US11863310B1 (en) 2012-11-12 2024-01-02 Consumerinfo.Com, Inc. Aggregating user web browsing data
US10277659B1 (en) 2012-11-12 2019-04-30 Consumerinfo.Com, Inc. Aggregating user web browsing data
US10366450B1 (en) 2012-11-30 2019-07-30 Consumerinfo.Com, Inc. Credit data analysis
US9830646B1 (en) 2012-11-30 2017-11-28 Consumerinfo.Com, Inc. Credit score goals and alerts systems and methods
US11308551B1 (en) 2012-11-30 2022-04-19 Consumerinfo.Com, Inc. Credit data analysis
US10963959B2 (en) 2012-11-30 2021-03-30 Consumerinfo. Com, Inc. Presentation of credit score factors
US11132742B1 (en) 2012-11-30 2021-09-28 Consumerlnfo.com, Inc. Credit score goals and alerts systems and methods
US11651426B1 (en) 2012-11-30 2023-05-16 Consumerlnfo.com, Inc. Credit score goals and alerts systems and methods
US10255598B1 (en) 2012-12-06 2019-04-09 Consumerinfo.Com, Inc. Credit card account data extraction
US9697263B1 (en) 2013-03-04 2017-07-04 Experian Information Solutions, Inc. Consumer data request fulfillment system
US11769200B1 (en) 2013-03-14 2023-09-26 Consumerinfo.Com, Inc. Account vulnerability alerts
US10929925B1 (en) 2013-03-14 2021-02-23 Consumerlnfo.com, Inc. System and methods for credit dispute processing, resolution, and reporting
US10043214B1 (en) 2013-03-14 2018-08-07 Consumerinfo.Com, Inc. System and methods for credit dispute processing, resolution, and reporting
US11113759B1 (en) 2013-03-14 2021-09-07 Consumerinfo.Com, Inc. Account vulnerability alerts
US9870589B1 (en) 2013-03-14 2018-01-16 Consumerinfo.Com, Inc. Credit utilization tracking and reporting
US10102570B1 (en) 2013-03-14 2018-10-16 Consumerinfo.Com, Inc. Account vulnerability alerts
US11514519B1 (en) 2013-03-14 2022-11-29 Consumerinfo.Com, Inc. System and methods for credit dispute processing, resolution, and reporting
US9406085B1 (en) 2013-03-14 2016-08-02 Consumerinfo.Com, Inc. System and methods for credit dispute processing, resolution, and reporting
US9697568B1 (en) 2013-03-14 2017-07-04 Consumerinfo.Com, Inc. System and methods for credit dispute processing, resolution, and reporting
US10664936B2 (en) 2013-03-15 2020-05-26 Csidentity Corporation Authentication systems and methods for on-demand products
US11775979B1 (en) 2013-03-15 2023-10-03 Consumerinfo.Com, Inc. Adjustment of knowledge-based authentication
US10740762B2 (en) 2013-03-15 2020-08-11 Consumerinfo.Com, Inc. Adjustment of knowledge-based authentication
US11790473B2 (en) 2013-03-15 2023-10-17 Csidentity Corporation Systems and methods of delayed authentication and billing for on-demand products
US11164271B2 (en) 2013-03-15 2021-11-02 Csidentity Corporation Systems and methods of delayed authentication and billing for on-demand products
US11288677B1 (en) 2013-03-15 2022-03-29 Consumerlnfo.com, Inc. Adjustment of knowledge-based authentication
US10169761B1 (en) 2013-03-15 2019-01-01 ConsumerInfo.com Inc. Adjustment of knowledge-based authentication
US10685398B1 (en) 2013-04-23 2020-06-16 Consumerinfo.Com, Inc. Presenting credit score information
US11803929B1 (en) 2013-05-23 2023-10-31 Consumerinfo.Com, Inc. Digital identity
US11120519B2 (en) 2013-05-23 2021-09-14 Consumerinfo.Com, Inc. Digital identity
US10453159B2 (en) 2013-05-23 2019-10-22 Consumerinfo.Com, Inc. Digital identity
US9721147B1 (en) 2013-05-23 2017-08-01 Consumerinfo.Com, Inc. Digital identity
US9443268B1 (en) 2013-08-16 2016-09-13 Consumerinfo.Com, Inc. Bill payment and reporting
US10269065B1 (en) 2013-11-15 2019-04-23 Consumerinfo.Com, Inc. Bill payment and reporting
US10325314B1 (en) 2013-11-15 2019-06-18 Consumerinfo.Com, Inc. Payment reporting systems
US10102536B1 (en) 2013-11-15 2018-10-16 Experian Information Solutions, Inc. Micro-geographic aggregation system
US10580025B2 (en) 2013-11-15 2020-03-03 Experian Information Solutions, Inc. Micro-geographic aggregation system
US9477737B1 (en) 2013-11-20 2016-10-25 Consumerinfo.Com, Inc. Systems and user interfaces for dynamic access of multiple remote databases and synchronization of data based on user rules
US11461364B1 (en) 2013-11-20 2022-10-04 Consumerinfo.Com, Inc. Systems and user interfaces for dynamic access of multiple remote databases and synchronization of data based on user rules
US10025842B1 (en) 2013-11-20 2018-07-17 Consumerinfo.Com, Inc. Systems and user interfaces for dynamic access of multiple remote databases and synchronization of data based on user rules
US10628448B1 (en) 2013-11-20 2020-04-21 Consumerinfo.Com, Inc. Systems and user interfaces for dynamic access of multiple remote databases and synchronization of data based on user rules
US9529851B1 (en) 2013-12-02 2016-12-27 Experian Information Solutions, Inc. Server architecture for electronic data quality processing
US11101041B2 (en) 2014-01-06 2021-08-24 iVinci Partners, LLC Systems and methods of managing payments that enable linking of billing accounts of one or more guarantors
US10566090B2 (en) 2014-01-06 2020-02-18 iVinci Partners, LLC Systems and methods of managing payments that enable linking accounts of multiple guarantors
US11791046B2 (en) 2014-01-06 2023-10-17 iVinci Partners, LLC Systems and methods of managing payments that enable linking accounts of multiple guarantors
US10262362B1 (en) 2014-02-14 2019-04-16 Experian Information Solutions, Inc. Automatic generation of code for attributes
US11107158B1 (en) 2014-02-14 2021-08-31 Experian Information Solutions, Inc. Automatic generation of code for attributes
US11847693B1 (en) 2014-02-14 2023-12-19 Experian Information Solutions, Inc. Automatic generation of code for attributes
USD759690S1 (en) 2014-03-25 2016-06-21 Consumerinfo.Com, Inc. Display screen or portion thereof with graphical user interface
USD759689S1 (en) 2014-03-25 2016-06-21 Consumerinfo.Com, Inc. Display screen or portion thereof with graphical user interface
USD760256S1 (en) 2014-03-25 2016-06-28 Consumerinfo.Com, Inc. Display screen or portion thereof with graphical user interface
US10482532B1 (en) 2014-04-16 2019-11-19 Consumerinfo.Com, Inc. Providing credit data in search results
US9892457B1 (en) 2014-04-16 2018-02-13 Consumerinfo.Com, Inc. Providing credit data in search results
US10373240B1 (en) 2014-04-25 2019-08-06 Csidentity Corporation Systems, methods and computer-program products for eligibility verification
US11587150B1 (en) 2014-04-25 2023-02-21 Csidentity Corporation Systems and methods for eligibility verification
US11074641B1 (en) 2014-04-25 2021-07-27 Csidentity Corporation Systems, methods and computer-program products for eligibility verification
US10757154B1 (en) 2015-11-24 2020-08-25 Experian Information Solutions, Inc. Real-time event-based notification system
US11159593B1 (en) 2015-11-24 2021-10-26 Experian Information Solutions, Inc. Real-time event-based notification system
US11729230B1 (en) 2015-11-24 2023-08-15 Experian Information Solutions, Inc. Real-time event-based notification system
US11681733B2 (en) 2017-01-31 2023-06-20 Experian Information Solutions, Inc. Massive scale heterogeneous data ingestion and user resolution
US11227001B2 (en) 2017-01-31 2022-01-18 Experian Information Solutions, Inc. Massive scale heterogeneous data ingestion and user resolution
US11652607B1 (en) 2017-06-30 2023-05-16 Experian Information Solutions, Inc. Symmetric encryption for private smart contracts among multiple parties in a private peer-to-peer network
US10735183B1 (en) 2017-06-30 2020-08-04 Experian Information Solutions, Inc. Symmetric encryption for private smart contracts among multiple parties in a private peer-to-peer network
US11588639B2 (en) 2018-06-22 2023-02-21 Experian Information Solutions, Inc. System and method for a token gateway environment
US10911234B2 (en) 2018-06-22 2021-02-02 Experian Information Solutions, Inc. System and method for a token gateway environment
US11265324B2 (en) 2018-09-05 2022-03-01 Consumerinfo.Com, Inc. User permissions for access to secure data at third-party
US11399029B2 (en) 2018-09-05 2022-07-26 Consumerinfo.Com, Inc. Database platform for realtime updating of user data from third party sources
US10671749B2 (en) 2018-09-05 2020-06-02 Consumerinfo.Com, Inc. Authenticated access and aggregation database platform
US10880313B2 (en) 2018-09-05 2020-12-29 Consumerinfo.Com, Inc. Database platform for realtime updating of user data from third party sources
US10963434B1 (en) 2018-09-07 2021-03-30 Experian Information Solutions, Inc. Data architecture for supporting multiple search models
US11734234B1 (en) 2018-09-07 2023-08-22 Experian Information Solutions, Inc. Data architecture for supporting multiple search models
US11315179B1 (en) 2018-11-16 2022-04-26 Consumerinfo.Com, Inc. Methods and apparatuses for customized card recommendations
US11620403B2 (en) 2019-01-11 2023-04-04 Experian Information Solutions, Inc. Systems and methods for secure data aggregation and computation
US11842454B1 (en) 2019-02-22 2023-12-12 Consumerinfo.Com, Inc. System and method for an augmented reality experience via an artificial intelligence bot
US11238656B1 (en) 2019-02-22 2022-02-01 Consumerinfo.Com, Inc. System and method for an augmented reality experience via an artificial intelligence bot
US11645344B2 (en) 2019-08-26 2023-05-09 Experian Health, Inc. Entity mapping based on incongruent entity data
US11941065B1 (en) 2019-09-13 2024-03-26 Experian Information Solutions, Inc. Single identifier platform for storing entity data
US11880377B1 (en) 2021-03-26 2024-01-23 Experian Information Solutions, Inc. Systems and methods for entity resolution
US11954655B1 (en) 2021-12-15 2024-04-09 Consumerinfo.Com, Inc. Authentication alerts
US11954731B2 (en) 2023-03-06 2024-04-09 Experian Information Solutions, Inc. System and method for generating a finance attribute from tradeline data

Also Published As

Publication number Publication date
US20140172440A9 (en) 2014-06-19
US20130282394A1 (en) 2013-10-24
US20120265553A1 (en) 2012-10-18
US20090276244A1 (en) 2009-11-05
US20030050796A1 (en) 2003-03-13
US8185408B2 (en) 2012-05-22
US7333937B2 (en) 2008-02-19

Similar Documents

Publication Publication Date Title
US7333937B2 (en) Health care financing method
US7747484B2 (en) Automated tax return with universal data import
US6542905B1 (en) Automated data integrity auditing system
Lora et al. Mental health service availability and delivery at the global level: an analysis by countries’ income level from WHO's Mental Health Atlas 2014
US7917378B2 (en) System for processing healthcare claim data
US7676375B1 (en) System and method for valuing patents
US20070198407A1 (en) Self-pay management system and process for the healthcare industry
US8306829B2 (en) Method for determining eligibility for an assistance program
Gold et al. Surveying consumer satisfaction to assess managed-care quality: current practices
US20060080200A1 (en) System and method for benefit plan administration
US20040049436A1 (en) Payroll automation system
US20030158751A1 (en) Fraud and abuse detection and entity profiling in hierarchical coded payment systems
US7769606B2 (en) Interactive health insurance system
US20010047327A1 (en) System and method for calculating mortgage loan balance to appraisal value ratio
WO2021055977A1 (en) Rolling feedback system for financial and risk analysis using disparate data sources
US20050033612A1 (en) Automated claim repricing system
US20110131124A1 (en) Report Generator For Allowing A Financial Entity To Monitor Securities Class Action Lawsuits And Potential Monetary Claims Resulting Therefrom
US20030028464A1 (en) Method and system for assisting participants in an investment plan
US20120047056A1 (en) Report generator for allowing a financial entity to monitor securities class action lawsuits and potential monetary claims resulting therefrom and including loss chart selection
US20030028465A1 (en) Method and system for providing professional assistance to participants in an investment plan
CA2480599A1 (en) A system for processing healthcare claim data
WO2002025404A2 (en) Investment referral system and method
US20050028136A1 (en) System and method for generating an executable procedure
Swanson et al. 2020 Medicare Outpatient Rule Brings Coding Changes, Revaluations: Look for a single cognitive function code, and a new code for computerized dynamic posturography testing.
Dayhoff et al. An update on physician practice cost shares

Legal Events

Date Code Title Description
STCB Information on status: application discontinuation

Free format text: ABANDONED -- FAILURE TO RESPOND TO AN OFFICE ACTION