CA2693136A1 - Transaction card - Google Patents

Transaction card Download PDF

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Publication number
CA2693136A1
CA2693136A1 CA2693136A CA2693136A CA2693136A1 CA 2693136 A1 CA2693136 A1 CA 2693136A1 CA 2693136 A CA2693136 A CA 2693136A CA 2693136 A CA2693136 A CA 2693136A CA 2693136 A1 CA2693136 A1 CA 2693136A1
Authority
CA
Canada
Prior art keywords
compound
transaction card
financial transaction
ink
absorbing
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Granted
Application number
CA2693136A
Other languages
French (fr)
Other versions
CA2693136C (en
Inventor
Lisa Ann Morrill Webb
William J. Faenza, Jr.
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
American Express Travel Related Services Co Inc
Original Assignee
American Express Travel Related Services Company, Inc.
Lisa Ann Morrill Webb
William J. Faenza, Jr.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by American Express Travel Related Services Company, Inc., Lisa Ann Morrill Webb, William J. Faenza, Jr. filed Critical American Express Travel Related Services Company, Inc.
Publication of CA2693136A1 publication Critical patent/CA2693136A1/en
Application granted granted Critical
Publication of CA2693136C publication Critical patent/CA2693136C/en
Expired - Fee Related legal-status Critical Current
Anticipated expiration legal-status Critical

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/02—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the selection of materials, e.g. to avoid wear during transport through the machine
    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B41—PRINTING; LINING MACHINES; TYPEWRITERS; STAMPS
    • B41M—PRINTING, DUPLICATING, MARKING, OR COPYING PROCESSES; COLOUR PRINTING
    • B41M3/00—Printing processes to produce particular kinds of printed work, e.g. patterns
    • B41M3/14—Security printing
    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B32—LAYERED PRODUCTS
    • B32B—LAYERED PRODUCTS, i.e. PRODUCTS BUILT-UP OF STRATA OF FLAT OR NON-FLAT, e.g. CELLULAR OR HONEYCOMB, FORM
    • B32B37/00—Methods or apparatus for laminating, e.g. by curing or by ultrasonic bonding
    • B32B37/02—Methods or apparatus for laminating, e.g. by curing or by ultrasonic bonding characterised by a sequence of laminating steps, e.g. by adding new layers at consecutive laminating stations
    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B32—LAYERED PRODUCTS
    • B32B—LAYERED PRODUCTS, i.e. PRODUCTS BUILT-UP OF STRATA OF FLAT OR NON-FLAT, e.g. CELLULAR OR HONEYCOMB, FORM
    • B32B38/00—Ancillary operations in connection with laminating processes
    • B32B38/14—Printing or colouring
    • B32B38/145—Printing
    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B42—BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
    • B42D—BOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
    • B42D25/00—Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof
    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B42—BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
    • B42D—BOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
    • B42D25/00—Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof
    • B42D25/30—Identification or security features, e.g. for preventing forgery
    • B42D25/351—Translucent or partly translucent parts, e.g. windows
    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B42—BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
    • B42D—BOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
    • B42D25/00—Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof
    • B42D25/30—Identification or security features, e.g. for preventing forgery
    • B42D25/36—Identification or security features, e.g. for preventing forgery comprising special materials
    • B42D25/378—Special inks
    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B42—BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
    • B42D—BOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
    • B42D25/00—Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof
    • B42D25/30—Identification or security features, e.g. for preventing forgery
    • B42D25/36—Identification or security features, e.g. for preventing forgery comprising special materials
    • B42D25/378—Special inks
    • B42D25/382—Special inks absorbing or reflecting infrared light
    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B42—BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
    • B42D—BOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
    • B42D25/00—Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof
    • B42D25/40—Manufacture
    • B42D25/45—Associating two or more layers
    • C—CHEMISTRY; METALLURGY
    • C09—DYES; PAINTS; POLISHES; NATURAL RESINS; ADHESIVES; COMPOSITIONS NOT OTHERWISE PROVIDED FOR; APPLICATIONS OF MATERIALS NOT OTHERWISE PROVIDED FOR
    • C09D—COATING COMPOSITIONS, e.g. PAINTS, VARNISHES OR LACQUERS; FILLING PASTES; CHEMICAL PAINT OR INK REMOVERS; INKS; CORRECTING FLUIDS; WOODSTAINS; PASTES OR SOLIDS FOR COLOURING OR PRINTING; USE OF MATERIALS THEREFOR
    • C09D11/00—Inks
    • C09D11/02—Printing inks
    • C09D11/03—Printing inks characterised by features other than the chemical nature of the binder
    • C09D11/037—Printing inks characterised by features other than the chemical nature of the binder characterised by the pigment
    • C—CHEMISTRY; METALLURGY
    • C09—DYES; PAINTS; POLISHES; NATURAL RESINS; ADHESIVES; COMPOSITIONS NOT OTHERWISE PROVIDED FOR; APPLICATIONS OF MATERIALS NOT OTHERWISE PROVIDED FOR
    • C09D—COATING COMPOSITIONS, e.g. PAINTS, VARNISHES OR LACQUERS; FILLING PASTES; CHEMICAL PAINT OR INK REMOVERS; INKS; CORRECTING FLUIDS; WOODSTAINS; PASTES OR SOLIDS FOR COLOURING OR PRINTING; USE OF MATERIALS THEREFOR
    • C09D11/00—Inks
    • C09D11/30—Inkjet printing inks
    • C09D11/32—Inkjet printing inks characterised by colouring agents
    • C—CHEMISTRY; METALLURGY
    • C09—DYES; PAINTS; POLISHES; NATURAL RESINS; ADHESIVES; COMPOSITIONS NOT OTHERWISE PROVIDED FOR; APPLICATIONS OF MATERIALS NOT OTHERWISE PROVIDED FOR
    • C09D—COATING COMPOSITIONS, e.g. PAINTS, VARNISHES OR LACQUERS; FILLING PASTES; CHEMICAL PAINT OR INK REMOVERS; INKS; CORRECTING FLUIDS; WOODSTAINS; PASTES OR SOLIDS FOR COLOURING OR PRINTING; USE OF MATERIALS THEREFOR
    • C09D11/00—Inks
    • C09D11/50—Sympathetic, colour changing or similar inks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/02—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the selection of materials, e.g. to avoid wear during transport through the machine
    • G06K19/022—Processes or apparatus therefor
    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B32—LAYERED PRODUCTS
    • B32B—LAYERED PRODUCTS, i.e. PRODUCTS BUILT-UP OF STRATA OF FLAT OR NON-FLAT, e.g. CELLULAR OR HONEYCOMB, FORM
    • B32B2307/00—Properties of the layers or laminate
    • B32B2307/40—Properties of the layers or laminate having particular optical properties
    • B32B2307/412—Transparent
    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B32—LAYERED PRODUCTS
    • B32B—LAYERED PRODUCTS, i.e. PRODUCTS BUILT-UP OF STRATA OF FLAT OR NON-FLAT, e.g. CELLULAR OR HONEYCOMB, FORM
    • B32B2307/00—Properties of the layers or laminate
    • B32B2307/40—Properties of the layers or laminate having particular optical properties
    • B32B2307/422—Luminescent, fluorescent, phosphorescent
    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B32—LAYERED PRODUCTS
    • B32B—LAYERED PRODUCTS, i.e. PRODUCTS BUILT-UP OF STRATA OF FLAT OR NON-FLAT, e.g. CELLULAR OR HONEYCOMB, FORM
    • B32B2327/00—Polyvinylhalogenides
    • B32B2327/06—PVC, i.e. polyvinylchloride
    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B32—LAYERED PRODUCTS
    • B32B—LAYERED PRODUCTS, i.e. PRODUCTS BUILT-UP OF STRATA OF FLAT OR NON-FLAT, e.g. CELLULAR OR HONEYCOMB, FORM
    • B32B2425/00—Cards, e.g. identity cards, credit cards
    • B42D2033/04—
    • B42D2033/20—

Abstract

The present invention relates to a process for producing an opaque, transparent or translucent transaction card having multiple features, such as a holographic foil, integrated circuit chip, silver magnetic stripe with text on the magnetic stripe, opacity gradient, an invisible optically recognizable compound, a translucent signature field such that the signature on back of the card is visible from the front of the card and an active thru date on the front of the card. The invisible optically recognizable compound is preferably an infrared ink comprising an infrared phthalocyanine dye, an infrared phosphor, and a quantum dot energy transfer compound. The infrared ink can be detected by a sensor found in an ATM or card assembly line.

Claims (26)

1. A financial transaction card comprising:
a card body adapted to substantially transmit radiation in a visible light wavelength region;
said card body comprising a machine recognizable compound containing infrared blocking materials associated with said card body, said infrared blocking materials comprising a mixture of an IR-absorbing compound, a phosphor compound, and a quantum dot compound;
said machine recognizable compound blocks transmission of incident infrared radiation.
2. The financial transaction card of claim 1 wherein said IR-absorbing compound is an IR-absorbing phthalocyanine dye.
3. The financial transaction card of claim 1 wherein said IR-absorbing compound is present in an amount between about 0.0001 wt.% and about 1 wt.%.
4. The financial transaction card of claim 1 wherein said machine recognizable compound comprises a mixture of at least two IR-absorbing phthalocyanine dyes.
5. The financial transaction card of claim 2 wherein said IR-absorbing phthalocyanine dye is a metal core complex having halogen functional groups
6. The financial transaction card of claim 1 wherein said phosphor is selected from the group consisting of Gd203, Er203, Y203, YF3, and mixtures thereof.
7. The financial transaction card of claim 1 wherein said phosphor is present in an amount between about 0.01 wt.% and about 5.0 wt.%.
8. The financial transaction card of claim 1 wherein said quantum dot material contains between about C9 and about C27 ligands.
9. The financial transaction card of claim 1 wherein said quantum dot material is present in an amount between about 0.0002 wt.% and about 7 wt.%.
10. The financial transaction card of claim 1 wherein said machine recognizable compound is an ink printed onto at least one substrate layer contained within said transaction card.
11. The financial transaction card of claim 1 wherein said machine recognizable compound further comprises a resin binder.
12. The financial transaction card of claim 11 wherein said resin binder is present in an amount between about 8 wt.% to about 35 wt.%.
13. A method of making a financial transaction card comprising the steps of.
providing a first substantially transparent thermoplastic sheet;
printing an ink over at least a portion of at least one surface of said first thermoplastic sheet, said ink comprising an IR-absorbing compound, a phosphorescent compound, a quantum dot compound, and a resin binder;
laminating said first sheet with at least a second substantially transparent thermoplastic sheet to form a substantially transparent laminated sheet; and cutting at least one individual transaction card from said substantially transparent laminated sheet.
14. The method of claim 13 wherein said IR-absorbing compound is an IR-absorbing phthalocyanine dye.
15. The method of claim 13 wherein said IR-absorbing compound is present in said ink in an amount of between about 0.0001 wt.% and about 1 wt.%.
16. The method of claim 13 wherein said ink comprises a mixture of at least two IR-absorbing phthalocyanine dyes.
17. The method of claim 14 wherein said IR-absorbing phthalocyanine dye is a metal core complex having halogen functional groups.
18. The method of claim 13 wherein said phosphorescent compound is selected from the group consisting of Gd203, Er203, Y203, YF3, and mixtures thereof.
19. The method of claim 13 wherein said phosphorescent compound is present in said ink in an amount between about 0.01 wt.% and about 5 wt.%.
20. The method of claim 13 wherein said quantum dot compound contains between about C9 and about C27 ligands.
21. The method of claim 13 wherein said quantum dot compound is present in said ink in an amount between about 0.0002 wt.% and about 7 wt.%.
22. The method of claim 13 wherein said resin binder is present in an amount between about 8 wt.% and about 35 wt.%.
23. The method of claim 13 wherein said ink further comprises a solvent.
24. The method of claim 13 wherein said solvent is present in said ink in an amount between about 5 wt.% and about 60 wt.%.
25. The method of claim 13 wherein said ink is printed on both surfaces of said first sheet prior to laminating said substrate with-said second sheet.
26. The method of claim 13 wherein said printing is by a printing method selected from the group consisting of gravure, silkscreen, lithographic, ink jet, roll- coating and flexographic.
CA2693136A 2007-07-17 2008-07-15 Transaction card Expired - Fee Related CA2693136C (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US11/879,468 2007-07-17
US11/879,468 US7837116B2 (en) 1999-09-07 2007-07-17 Transaction card
PCT/US2008/070047 WO2009012251A1 (en) 2007-07-17 2008-07-15 Transaction card

Publications (2)

Publication Number Publication Date
CA2693136A1 true CA2693136A1 (en) 2009-01-22
CA2693136C CA2693136C (en) 2012-07-03

Family

ID=40260035

Family Applications (1)

Application Number Title Priority Date Filing Date
CA2693136A Expired - Fee Related CA2693136C (en) 2007-07-17 2008-07-15 Transaction card

Country Status (7)

Country Link
US (4) US7837116B2 (en)
EP (1) EP2183120B1 (en)
JP (1) JP2010533923A (en)
AU (1) AU2008276123B2 (en)
CA (1) CA2693136C (en)
MX (1) MX2010000677A (en)
WO (1) WO2009012251A1 (en)

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