CA2359849A1 - Off-line credit card transaction system and method for vending machines - Google Patents

Off-line credit card transaction system and method for vending machines Download PDF

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Publication number
CA2359849A1
CA2359849A1 CA002359849A CA2359849A CA2359849A1 CA 2359849 A1 CA2359849 A1 CA 2359849A1 CA 002359849 A CA002359849 A CA 002359849A CA 2359849 A CA2359849 A CA 2359849A CA 2359849 A1 CA2359849 A1 CA 2359849A1
Authority
CA
Canada
Prior art keywords
credit
vend
line
card
delivery portion
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Granted
Application number
CA002359849A
Other languages
French (fr)
Other versions
CA2359849C (en
Inventor
Joseph L. Levasseur
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Coin Acceptors Inc
Original Assignee
Coin Acceptors Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority to US09/640,141 priority Critical patent/US6427912B1/en
Application filed by Coin Acceptors Inc filed Critical Coin Acceptors Inc
Priority to CA002359849A priority patent/CA2359849C/en
Priority to EP01125637A priority patent/EP1306819B1/en
Publication of CA2359849A1 publication Critical patent/CA2359849A1/en
Application granted granted Critical
Publication of CA2359849C publication Critical patent/CA2359849C/en
Anticipated expiration legal-status Critical
Expired - Fee Related legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/346—Cards serving only as information carrier of service
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G06Q20/4033—Local solvency checks
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/0014—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for vending, access and use of specific services not covered anywhere else in G07F17/00
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/12—Card verification
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/12—Card verification
    • G07F7/125—Offline card verification
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F9/00—Details other than those peculiar to special kinds or types of apparatus
    • G07F9/02—Devices for alarm or indication, e.g. when empty; Advertising arrangements in coin-freed apparatus
    • G07F9/026—Devices for alarm or indication, e.g. when empty; Advertising arrangements in coin-freed apparatus for alarm, monitoring and auditing in vending machines or means for indication, e.g. when empty

Abstract

A system and method for controlling off-line credit vend transactions are provided, including a vending system having a vend selection and delivery portion operable off-line, an associated credit card reader, and a transaction controller operatively connected to the card reader to receive information read from an inserted credit card and operatively connected to the vend selection and delivery portion to enable operation thereof. The system is operable, while off-line, to determine acceptability of an inserted card and the current availability at such system of off-line credit for an acceptable credit card, to enable operation of the vend selection and delivery portion if credit is authorized, and to be responsive to vend completion by the vend selection and delivery portion to store transaction information for the credit vend. The credit vend transaction information can later be downloaded and utilized for credit billing purposes. Information for use in determining credit transaction limitation counts and account numbers for preferred cards, and for determining higher credit transaction limitation counts for preferred cards, can be uploaded and stored in the system for use in determining card acceptability and the availability of off-line credit.
CA002359849A 2000-08-16 2001-10-24 Off-line credit card transaction system and method for vending machines Expired - Fee Related CA2359849C (en)

Priority Applications (3)

Application Number Priority Date Filing Date Title
US09/640,141 US6427912B1 (en) 2000-08-16 2000-08-16 Off-line credit card transaction system and method for vending machines
CA002359849A CA2359849C (en) 2000-08-16 2001-10-24 Off-line credit card transaction system and method for vending machines
EP01125637A EP1306819B1 (en) 2000-08-16 2001-10-26 Off-line credit card transaction system and method for vending machines

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US09/640,141 US6427912B1 (en) 2000-08-16 2000-08-16 Off-line credit card transaction system and method for vending machines
CA002359849A CA2359849C (en) 2000-08-16 2001-10-24 Off-line credit card transaction system and method for vending machines
EP01125637A EP1306819B1 (en) 2000-08-16 2001-10-26 Off-line credit card transaction system and method for vending machines

Publications (2)

Publication Number Publication Date
CA2359849A1 true CA2359849A1 (en) 2003-04-24
CA2359849C CA2359849C (en) 2009-03-24

Family

ID=32045497

Family Applications (1)

Application Number Title Priority Date Filing Date
CA002359849A Expired - Fee Related CA2359849C (en) 2000-08-16 2001-10-24 Off-line credit card transaction system and method for vending machines

Country Status (3)

Country Link
US (1) US6427912B1 (en)
EP (1) EP1306819B1 (en)
CA (1) CA2359849C (en)

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Also Published As

Publication number Publication date
US6427912B1 (en) 2002-08-06
CA2359849C (en) 2009-03-24
EP1306819A1 (en) 2003-05-02
EP1306819B1 (en) 2007-06-27

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